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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in St. Clair County, Michigan

Fat Boy Data analyzed investment property refinance activity in St. Clair County, Michigan, home to Port Huron, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 63 applications were decided by 30 lenders between 2023 and 2025.

St. Clair County at a glance

30Active lenders0 with 20+ decisions
68.2%Market approval rate43 of 63 decided
$125KTypical loanmedian lender, $10K brackets
100%Borrower take-up43 loans funded

How St. Clair County compares

Approval rate compared
St. Clair County68.2%Michigan74.5%All 616 counties77.7%
Typical loan compared
St. Clair County$125KMichigan$115KAll 616 counties$235K

What the data shows

ChoiceOne Bank made the most investment property refinances in St. Clair County, MI, 6 of them.

Lenders approved 68.2% of investment property refinance applications in St. Clair County, MI, 6.3 percentage points below the Michigan rate of 74.5%.

Investment property refinance lenders in St. Clair County

LenderApprovalApprovedTaken upTypical loanLoans made
1ChoiceOne BankLimited sample67%6 / 9100%$125K6
2United Wholesale Mortgage, LLCBroker only83%5 / 6100%$305K5
3Fifth Third Bank, National AssociationLimited sample17%1 / 6100%$145K1
4Eastern Michigan BankLimited sample100%5 / 5100%$125K5
5Tri-County BankLimited sample75%3 / 4100%$105K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 25 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in St. Clair County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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