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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in St. Clair County, Michigan

Fat Boy Data analyzed investment cash-out refinance activity in St. Clair County, Michigan, home to Port Huron, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 113 applications were decided by 43 lenders between 2023 and 2025.

St. Clair County at a glance

43Active lenders1 with 20+ decisions
74.3%Market approval rate84 of 113 decided
$95KTypical loanmedian lender, $10K brackets
90%Borrower take-up76 loans funded

How St. Clair County compares

Approval rate compared
St. Clair County74.3%Michigan73.3%All 616 counties73.1%
Typical loan compared
St. Clair County$95KMichigan$105KAll 616 counties$205K

What the data shows

Michigan Mutual, Inc. made the most investment cash-out refinances in St. Clair County, MI, 6 of them.

Investment property cash-out lenders in St. Clair County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only83%20 / 24100%$95K20
2Michigan Mutual, Inc.Limited sample75%9 / 1267%$85K6
3ChoiceOne BankLimited sample86%6 / 7100%$85K6
4Angel Oak Mortgage Solutions LLCLimited sample100%6 / 6100%$105K6
5Rocket Mortgage, LLCLimited sample100%4 / 4100%$125K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 38 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in St. Clair County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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