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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Minnesota

Fat Boy Data analyzed home purchase mortgage activity in Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 144,949 applications were decided by 780 lenders between 2023 and 2025.

Minnesota at a glance

780Active lenders279 with 20+ decisions
92.4%Market approval rate133,947 of 144,949 decided
$315KTypical loanmedian lender, $10K brackets
97%Borrower take-up130,504 loans funded

How Minnesota compares

Approval rate compared
Minnesota92.4%All 616 counties87.6%
Typical loan compared
Minnesota$315KAll 616 counties$335K

What the data shows

Bell Bank made the most home purchase mortgages in Minnesota, 10,816 of them.

Tradition Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 1,927.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Bankwest, Inc.: 20% approved of 78021St Mortgage Corporation: 26% approved of 1,923Triad Financial Services, Inc.: 43% approved of 2,135Flagstar Bank, National Association: 69% approved of 745Bank of America, National Association: 84% approved of 786Wells Fargo Bank, National Association: 85% approved of 2,404Associated Bank, National Association: 86% approved of 753U.S. Bank National Association: 87% approved of 3,705Plaza Home Mortgage, Inc.: 89% approved of 930JPMorgan Chase Bank, National Association: 89% approved of 819Pulte Mortgage LLC: 89% approved of 1,307Trustone Financial Credit Union: 90% approved of 2,834Old National Bank: 91% approved of 1,064Pennymac Loan Services, LLC: 91% approved of 2,069Rocket Mortgage, LLC: 91% approved of 3,838Mortgage Research Center, LLC: 92% approved of 1,272Plains Commerce Bank: 92% approved of 561Newrez LLC: 93% approved of 891Loandepot.Com, LLC: 93% approved of 1,863The Huntington National Bank: 93% approved of 1,620United Wholesale Mortgage, LLC: 93% approved of 8,881American Pacific Mortgage Corporation: 94% approved of 650Guaranteed Rate Affinity, LLC: 94% approved of 2,256Lennar Mortgage, LLC: 95% approved of 3,946Granite Bank: 95% approved of 1,210Blaze Credit Union: 95% approved of 1,045Paramount Residential Mortgage Group, Inc.: 95% approved of 601Guaranteed Rate, Inc.: 96% approved of 2,249Dhi Mortgage Company, Ltd.: 96% approved of 2,130Wings Financial Credit Union: 96% approved of 2,203Cardinal Financial Company, Limited Partnership: 96% approved of 940Movement Mortgage, LLC: 97% approved of 1,723Swbc Mortgage Corporation: 97% approved of 1,030Bay Equity LLC: 97% approved of 980Bremer Bank, National Association: 97% approved of 689Prosperity Home Mortgage, LLC: 97% approved of 3,820Cmg Mortgage, Inc.: 97% approved of 1,495Homeowners Financial Group USA, LLC: 97% approved of 568Fairway Independent Mortgage Corporation: 97% approved of 5,398Summit Mortgage Corporation: 97% approved of 1,751Everett Financial, Inc.: 97% approved of 1,848Royal Credit Union: 97% approved of 3,632Cambria Financial Group, LLC: 97% approved of 772Mason Mcduffie Mortgage Corporation: 97% approved of 552Primelending, A Plainscapital Company: 98% approved of 652Affinity Plus: 98% approved of 750Magnifi Financial Credit Union: 98% approved of 629Think Mutual Bank: 98% approved of 723Guild Mortgage Company LLC: 98% approved of 1,077New American Funding, LLC: 98% approved of 3,299Luminate Bank: 98% approved of 887Luminate Home Loans, Inc.: 98% approved of 2,372Bell Bank: 98% approved of 11,049Servion, Inc.: 98% approved of 680Alerus Financial, National Association: 99% approved of 2,225Crosscountry Mortgage, LLC: 99% approved of 5,477North Shore Bank of Commerce: 99% approved of 928American Neighborhood Mortgage Acceptance Company LLC: 99% approved of 813M/I Financial, LLC: 99% approved of 1,648Tradition Mortgage, LLC: 100% approved of 1,927

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Minnesota

LenderApprovalApprovedTaken upTypical loanLoans made
1Bell Bank98%10,854 / 11,049100%$335K10,816
2United Wholesale Mortgage, LLCBroker only93%8,277 / 8,88199%$325K8,220
3Crosscountry Mortgage, LLC99%5,412 / 5,47799%$315K5,384
4Fairway Independent Mortgage Corporation97%5,237 / 5,39899%$295K5,184
5Lennar Mortgage, LLC95%3,737 / 3,946100%$395K3,728

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 775 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Minnesota. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
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Other lending data for Minnesota

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Counties in Minnesota

Hennepin CountyCountyRamsey CountyCountyDakota CountyCountyAnoka CountyCountyWashington CountyCountySt. Louis CountyCountyOlmsted CountyCountyStearns CountyCountyScott CountyCountyWright CountyCountyCarver CountyCounty