HomeMinnesotaRamsey CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Ramsey County, Minnesota

Fat Boy Data analyzed investment cash-out refinance activity in Ramsey County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 244 applications were decided by 90 lenders between 2023 and 2025.

Ramsey County at a glance

90Active lenders0 with 20+ decisions
73.4%Market approval rate179 of 244 decided
$185KTypical loanmedian lender, $10K brackets
92%Borrower take-up164 loans funded

How Ramsey County compares

Approval rate compared
Ramsey County73.4%Minnesota72.0%All 616 counties73.1%
Typical loan compared
Ramsey County$185KMinnesota$195KAll 616 counties$205K

What the data shows

Blaze Credit Union made the most investment cash-out refinances in Ramsey County, MN, 16 of them.

Investment property cash-out lenders in Ramsey County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%14 / 19100%$155K14
2Blaze Credit UnionLimited sample94%16 / 17100%$205K16
3Homexpress Mortgage Corp.Broker only27%4 / 15100%$185K4
4BankCherokeeLimited sample100%10 / 10100%$155K10
5Rocket Mortgage, LLCLimited sample86%6 / 7100%$195K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 85 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Ramsey County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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