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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Ramsey County, Minnesota

Fat Boy Data analyzed investment property refinance activity in Ramsey County, Minnesota, home to St. Paul, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 274 applications were decided by 101 lenders between 2023 and 2025.

Ramsey County at a glance

101Active lenders0 with 20+ decisions
81.4%Market approval rate223 of 274 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up213 loans funded

How Ramsey County compares

Approval rate compared
Ramsey County81.4%Minnesota84.2%All 616 counties77.7%
Typical loan compared
Ramsey County$195KMinnesota$195KAll 616 counties$235K

What the data shows

Old National Bank made the most investment property refinances in Ramsey County, MN, 19 of them.

Investment property refinance lenders in Ramsey County

LenderApprovalApprovedTaken upTypical loanLoans made
1Alerus Financial, National AssociationLimited sample84%16 / 1981%$125K13
2Old National BankLimited sample100%19 / 19100%$195K19
3Trustone Financial Credit UnionLimited sample62%10 / 1690%$135K9
4Platinum BankLimited sample100%11 / 11100%$185K11
5United Wholesale Mortgage, LLCBroker only75%6 / 8100%$195K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 96 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Ramsey County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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