Investment property refinance lenders in St. Louis County, Minnesota
Fat Boy Data analyzed investment property refinance activity in St. Louis County, Minnesota, home to Duluth, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 229 applications were decided by 57 lenders between 2023 and 2025.
St. Louis County at a glance
How St. Louis County compares
What the data shows
National Bank of Commerce made the most investment property refinances in St. Louis County, MN, 49 of them.
National Bank of Commerce approved the highest share of applications among lenders with at least 20 decisions here, 100% of 50.
Lenders approved 91.3% of investment property refinance applications in St. Louis County, MN, 7.1 percentage points above the Minnesota rate of 84.2%.
The typical investment property refinance here is $155K, 21% smaller than the Minnesota typical of $195K.
Investment property refinance lenders in St. Louis County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | National Bank of Commerce | 100% | 50 / 50 | 98% | $165K | 49 |
| 2 | Harbor Pointe Credit Union | 100% | 30 / 30 | 100% | $125K | 30 |
| 3 | Park State BankLimited sample | 87% | 13 / 15 | 100% | $55K | 13 |
| 4 | Superior Choice Credit UnionLimited sample | 100% | 13 / 13 | 100% | $125K | 13 |
| 5 | Frandsen Bank & TrustLimited sample | 100% | 12 / 12 | 92% | $195K | 11 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 52 more lenders.
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You are seeing the 5 largest investment property refinance lenders in St. Louis County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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