Investment property cash-out lenders in St. Louis County, Minnesota
Fat Boy Data analyzed investment cash-out refinance activity in St. Louis County, Minnesota, home to Duluth, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 164 applications were decided by 60 lenders between 2023 and 2025.
St. Louis County at a glance
How St. Louis County compares
What the data shows
Superior Choice Credit Union made the most investment cash-out refinances in St. Louis County, MN, 13 of them.
Lenders approved 78.0% of investment cash-out refinance applications in St. Louis County, MN, 6.1 percentage points above the Minnesota rate of 72.0%.
The typical investment cash-out refinance here is $135K, 31% smaller than the Minnesota typical of $195K.
Investment property cash-out lenders in St. Louis County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | North Shore Bank of CommerceLimited sample | 80% | 12 / 15 | 100% | $205K | 12 |
| 2 | Superior Choice Credit UnionLimited sample | 93% | 13 / 14 | 100% | $105K | 13 |
| 3 | Centricity Credit UnionLimited sample | 100% | 12 / 12 | 100% | $145K | 12 |
| 4 | U.S. Bank National AssociationLimited sample | 33% | 3 / 9 | 100% | $75K | 3 |
| 5 | North Star Credit UnionLimited sample | 100% | 8 / 8 | 100% | $135K | 8 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 55 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in St. Louis County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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