Investment property improvement lenders in St. Charles County, Missouri
Fat Boy Data analyzed investment home improvement loan activity in St. Charles County, Missouri, home to O'Fallon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 104 applications were decided by 39 lenders between 2023 and 2025.
St. Charles County at a glance
How St. Charles County compares
What the data shows
The Bank of Old Monroe made the most investment home improvement loans in St. Charles County, MO, 10 of them.
Lenders approved 50.0% of investment home improvement loan applications in St. Charles County, MO, 10.0 percentage points below the Missouri rate of 60.0%.
The typical investment home improvement loan here is $115K, 35% larger than the Missouri typical of $85K.
Investment property improvement lenders in St. Charles County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Bank of Old MonroeLimited sample | 100% | 10 / 10 | 100% | $145K | 10 |
| 2 | Bank of America, National AssociationLimited sample | 0% | 0 / 8 | — | — | 0 |
| 3 | West Community Credit UnionLimited sample | 88% | 7 / 8 | 86% | $85K | 6 |
| 4 | U.S. Bank National AssociationLimited sample | 0% | 0 / 7 | — | — | 0 |
| 5 | VANTAGE Credit UnionLimited sample | 0% | 0 / 7 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 34 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in St. Charles County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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