HomeMissouriInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Missouri

Fat Boy Data analyzed investment home improvement loan activity in Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,831 applications were decided by 200 lenders between 2023 and 2025.

Missouri at a glance

200Active lenders26 with 20+ decisions
60.0%Market approval rate1,099 of 1,831 decided
$85KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,038 loans funded

How Missouri compares

Approval rate compared
Missouri60.0%All 616 counties51.2%
Typical loan compared
Missouri$85KAll 616 counties$115K

What the data shows

FCB Banks made the most investment home improvement loans in Missouri, 61 of them.

The Bank of Old Monroe approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

Lenders approved 60.0% of investment home improvement loan applications in Missouri, 8.8 percentage points above the the United States rate of 51.2%.

The typical investment home improvement loan here is $85K, 26% smaller than the the United States typical of $115K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 1% approved of 67Lendingone, LLC: 5% approved of 21U.S. Bank National Association: 9% approved of 118Regions Bank: 15% approved of 27BMO Bank National Association: 15% approved of 33Commerce Bank: 16% approved of 80Communityamerica Federal Credit Union: 18% approved of 33Together Credit Union: 18% approved of 22Navy Federal Credit Union: 27% approved of 60Spring Eq, LLC: 27% approved of 26PNC Bank, National Association: 32% approved of 22Rocket Mortgage, LLC: 57% approved of 21Arvest Bank: 58% approved of 73First National Bank of Omaha: 61% approved of 51Homebridge Financial Services, Inc.: 64% approved of 22West Community Credit Union: 68% approved of 34The Central Trust Bank: 70% approved of 82Deephaven Mortgage LLC: 72% approved of 36Figure Lending LLC: 81% approved of 68Southwest Missouri Bank: 87% approved of 38First State Community Bank: 92% approved of 24FCB Banks: 94% approved of 66Southern Bank: 95% approved of 21First Mid Bank & Trust, National Association: 96% approved of 27The Bank of Old Monroe: 100% approved of 51Carrollton Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Missouri

LenderApprovalApprovedTaken upTypical loanLoans made
1U.S. Bank National Association9%11 / 118100%$85K11
2The Central Trust Bank70%57 / 8298%$75K56
3Commerce Bank16%13 / 8085%$85K11
4Arvest Bank58%42 / 73100%$75K42
5Figure Lending LLC81%55 / 6856%$35K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 195 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Missouri. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
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Other lending data for Missouri

Counties in Missouri