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investment property lenders · HMDA 2023–2025

Investment property lenders in New Jersey

Fat Boy Data analyzed investment property mortgage activity in New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 35,897 applications were decided by 601 lenders between 2023 and 2025.

New Jersey at a glance

601Active lenders201 with 20+ decisions
86.7%Market approval rate31,115 of 35,897 decided
$385KTypical loanmedian lender, $10K brackets
95%Borrower take-up29,476 loans funded

How New Jersey compares

Approval rate compared
New Jersey86.7%All 616 counties87.5%
Typical loan compared
New Jersey$385KAll 616 counties$255K

What the data shows

Loan Funder LLC made the most investment property mortgages in New Jersey, 2,104 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 923.

The typical investment property mortgage here is $385K, 51% larger than the the United States typical of $255K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 35% approved of 386Hometown Equity Mortgage, LLC: 57% approved of 295Homebridge Financial Services, Inc.: 58% approved of 186Homexpress Mortgage Corp.: 67% approved of 236Bank of America, National Association: 67% approved of 441Fulton Bank, National Association: 68% approved of 157Kind Lending, LLC: 69% approved of 212Citizens Bank, National Association: 69% approved of 396TD Bank, National Association: 70% approved of 695Deephaven Mortgage LLC: 70% approved of 172Ice Lender Holdings LLC: 70% approved of 420PNC Bank, National Association: 74% approved of 150Ocmbc, Inc.: 75% approved of 208Plaza Home Mortgage, Inc.: 75% approved of 154Wells Fargo Bank, National Association: 79% approved of 416Provident Bank: 80% approved of 145United Wholesale Mortgage, LLC: 82% approved of 1,219Rocket Mortgage, LLC: 82% approved of 801Champions Funding, LLC: 82% approved of 353Pennymac Loan Services, LLC: 82% approved of 562First Colony Mortgage Corporation: 83% approved of 145U.S. Bank National Association: 83% approved of 311Newrez LLC: 85% approved of 241Temple View Capital Funding, Lp: 85% approved of 255Arc Home LLC: 86% approved of 200A&D Mortgage LLC: 87% approved of 270Lima One Capital, LLC: 87% approved of 182Movement Mortgage, LLC: 88% approved of 240JPMorgan Chase Bank, National Association: 88% approved of 473Fairway Independent Mortgage Corporation: 90% approved of 226Cmg Mortgage, Inc.: 90% approved of 378Logan Finance Corporation: 90% approved of 376Citibank, National Association: 90% approved of 187Loan Funder LLC: 91% approved of 2,458Kiavi Funding, Inc.: 91% approved of 2,268Bpl Mortgage, LLC: 92% approved of 412Loandepot.Com, LLC: 92% approved of 476The Federal Savings Bank: 92% approved of 149Emporium Tpo LLC: 92% approved of 352The Loan Store, Inc.: 93% approved of 544American Heritage Lending, LLC: 93% approved of 158Bond Street Mortgage, LLC: 93% approved of 147Guaranteed Rate, Inc.: 94% approved of 787Nj Lenders Corp.: 94% approved of 375American Neighborhood Mortgage Acceptance Company LLC: 95% approved of 201Crosscountry Mortgage, LLC: 95% approved of 1,583OceanFirst Bank, National Association: 95% approved of 383Absolute Home Mortgage Corporation: 95% approved of 234Advisors Mortgage Group, L.L.C.: 95% approved of 438Dhi Mortgage Company, Ltd.: 96% approved of 312Citadel Servicing Corporation: 96% approved of 293Morgan Stanley Private Bank, National Association: 96% approved of 204Prosperity Home Mortgage, LLC: 97% approved of 184Ark Mortgage, Inc.: 98% approved of 296FM Home Loans, LLC: 98% approved of 387Constructive Loans, LLC: 98% approved of 449Manasquan Bank: 98% approved of 233Velocity Commercial Capital, LLC: 99% approved of 286Greentree Mortgage Company, L.P.: 99% approved of 188Rf Renovo Management Company, LLC: 100% approved of 923

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in New Jersey

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC91%2,225 / 2,45895%$405K2,104
2Kiavi Funding, Inc.91%2,074 / 2,26896%$265K1,991
3Crosscountry Mortgage, LLC95%1,503 / 1,58398%$385K1,476
4United Wholesale Mortgage, LLCBroker only82%996 / 1,21997%$385K971
5Rf Renovo Management Company, LLC100%923 / 923100%$275K923

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 596 more lenders.

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Other lending data for New Jersey

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Counties in New Jersey

Bergen CountyCountyMiddlesex CountyCountyEssex CountyCountyHudson CountyCountyOcean CountyCountyMonmouth CountyCountyUnion CountyCountyCamden CountyCountyPassaic CountyCountyMorris CountyCountyBurlington CountyCountyMercer CountyCounty