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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Wake County, North Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Wake County, North Carolina, home to Raleigh, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 889 applications were decided by 174 lenders between 2023 and 2025.

Wake County at a glance

174Active lenders5 with 20+ decisions
69.6%Market approval rate619 of 889 decided
$215KTypical loanmedian lender, $10K brackets
92%Borrower take-up571 loans funded

How Wake County compares

Approval rate compared
Wake County69.6%North Carolina71.8%All 616 counties73.1%
Typical loan compared
Wake County$215KNorth Carolina$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Wake County, NC, 38 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 71% of 55.

The typical investment cash-out refinance here is $215K, 10% larger than the North Carolina typical of $195K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 16% approved of 38Lendingone, LLC: 36% approved of 25State Employees': 51% approved of 68Rocket Mortgage, LLC: 71% approved of 55United Wholesale Mortgage, LLC: 80% approved of 75

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Wake County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%60 / 7598%$215K59
2State Employees'51%35 / 68100%$225K35
3Rocket Mortgage, LLC71%39 / 5597%$195K38
4Amerisave Mortgage Corporation16%6 / 38100%$95K6
5Lendingone, LLC36%9 / 25100%$225K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 169 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Wake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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