Investment property improvement lenders in Lucas County, Ohio
Fat Boy Data analyzed investment home improvement loan activity in Lucas County, Ohio, home to Toledo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 195 applications were decided by 34 lenders between 2023 and 2025.
Lucas County at a glance
How Lucas County compares
What the data shows
The Huntington National Bank made the most investment home improvement loans in Lucas County, OH, 11 of them.
The Huntington National Bank approved the highest share of applications among lenders with at least 20 decisions here, 31% of 36.
The typical investment home improvement loan here is $75K, 21% smaller than the Ohio typical of $95K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Lucas County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association | 13% | 5 / 38 | 100% | $45K | 5 |
| 2 | The Huntington National Bank | 31% | 11 / 36 | 100% | $75K | 11 |
| 3 | PNC Bank, National AssociationLimited sample | 21% | 3 / 14 | 100% | $55K | 3 |
| 4 | Navy Federal Credit UnionLimited sample | 8% | 1 / 12 | 100% | $105K | 1 |
| 5 | Figure Lending LLCLimited sample | 92% | 11 / 12 | 73% | $55K | 8 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 29 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Lucas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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