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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Mahoning County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Mahoning County, Ohio, home to Youngstown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,937 applications were decided by 133 lenders between 2023 and 2025.

Mahoning County at a glance

133Active lenders23 with 20+ decisions
66.9%Market approval rate1,966 of 2,937 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,880 loans funded

How Mahoning County compares

Approval rate compared
Mahoning County66.9%Ohio70.0%All 616 counties68.2%
Typical loan compared
Mahoning County$105KOhio$135KAll 616 counties$155K

What the data shows

The Huntington National Bank made the most cash-out refinances in Mahoning County, OH, 447 of them.

Associated School Employees Credit Union, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

The typical cash-out refinance here is $105K, 22% smaller than the Ohio typical of $135K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 48One lender: 24% approved of 21Amerisave Mortgage Corporation: 24% approved of 183One lender: 32% approved of 25One lender: 36% approved of 74One lender: 39% approved of 59One lender: 50% approved of 32One lender: 55% approved of 22One lender: 56% approved of 77One lender: 57% approved of 58One lender: 59% approved of 22One lender: 61% approved of 51One lender: 64% approved of 44One lender: 68% approved of 40Rocket Mortgage, LLC: 69% approved of 578One lender: 75% approved of 61One lender: 76% approved of 51Seven Seventeen Credit Union: 77% approved of 290United Wholesale Mortgage, LLC: 79% approved of 103The Huntington National Bank: 80% approved of 575One lender: 85% approved of 53One lender: 97% approved of 29One lender: 100% approved of 59

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Mahoning County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC69%399 / 57899%$115K394
2The Huntington National Bank80%461 / 57597%$95K447
3Seven Seventeen Credit Union77%224 / 29098%$65K220
4Amerisave Mortgage Corporation24%44 / 183100%$85K44
5United Wholesale Mortgage, LLCBroker only79%81 / 10399%$155K80

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 128 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Mahoning County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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