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investment property lenders · HMDA 2023–2025

Investment property lenders in Deschutes County, Oregon

Fat Boy Data analyzed investment property mortgage activity in Deschutes County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,548 applications were decided by 217 lenders between 2023 and 2025.

Deschutes County at a glance

217Active lenders22 with 20+ decisions
90.3%Market approval rate1,398 of 1,548 decided
$445KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,356 loans funded

How Deschutes County compares

Approval rate compared
Deschutes County90.3%Oregon88.8%All 616 counties87.5%
Typical loan compared
Deschutes County$445KOregon$335KAll 616 counties$255K

What the data shows

The Loan Store, Inc. made the most investment property mortgages in Deschutes County, OR, 58 of them.

Fairway Independent Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical investment property mortgage here is $445K, 33% larger than the Oregon typical of $335K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 73% approved of 26Kind Lending, LLC: 77% approved of 56Onpoint Community Credit Union: 82% approved of 49Wells Fargo Bank, National Association: 88% approved of 33United Wholesale Mortgage, LLC: 88% approved of 58U.S. Bank National Association: 91% approved of 64Guild Mortgage Company LLC: 91% approved of 43Rocket Mortgage, LLC: 91% approved of 47Newrez LLC: 92% approved of 38Movement Mortgage, LLC: 92% approved of 26JPMorgan Chase Bank, National Association: 93% approved of 30Change Lending, LLC: 95% approved of 20The Loan Store, Inc.: 95% approved of 66Guaranteed Rate, Inc.: 96% approved of 23Morgan Stanley Private Bank, National Association: 96% approved of 27Columbia Bank: 97% approved of 29Cmg Mortgage, Inc.: 97% approved of 31Pennymac Loan Services, LLC: 97% approved of 33Loandepot.Com, LLC: 98% approved of 44Crosscountry Mortgage, LLC: 98% approved of 44Nations Direct Mortgage, LLC: 100% approved of 27Fairway Independent Mortgage Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Deschutes County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Loan Store, Inc.95%63 / 6692%$435K58
2U.S. Bank National Association91%58 / 64100%$805K58
3United Wholesale Mortgage, LLCBroker only88%51 / 58100%$515K51
4Kind Lending, LLC77%43 / 56100%$405K43
5Onpoint Community Credit Union82%40 / 4998%$425K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 212 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Deschutes County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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