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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Deschutes County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Deschutes County, Oregon, home to Bend, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,127 applications were decided by 179 lenders between 2023 and 2025.

Deschutes County at a glance

179Active lenders22 with 20+ decisions
75.2%Market approval rate1,600 of 2,127 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,518 loans funded

How Deschutes County compares

Approval rate compared
Deschutes County75.2%Oregon70.4%All 616 counties68.2%
Typical loan compared
Deschutes County$255KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Deschutes County, OR, 350 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 60.

The typical cash-out refinance here is $255K, 31% larger than the Oregon typical of $195K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 30% approved of 124One lender: 40% approved of 20One lender: 42% approved of 31One lender: 50% approved of 20Newrez LLC: 55% approved of 74One lender: 65% approved of 26One lender: 67% approved of 45One lender: 73% approved of 55One lender: 74% approved of 39United Wholesale Mortgage, LLC: 76% approved of 148One lender: 79% approved of 42One lender: 79% approved of 24One lender: 80% approved of 55One lender: 81% approved of 37Rocket Mortgage, LLC: 85% approved of 421One lender: 90% approved of 40One lender: 90% approved of 20One lender: 92% approved of 25Guild Mortgage Company LLC: 93% approved of 84One lender: 95% approved of 22One lender: 96% approved of 49One lender: 98% approved of 60

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Deschutes County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%359 / 42197%$145K350
2United Wholesale Mortgage, LLCBroker only76%113 / 14896%$325K109
3Amerisave Mortgage Corporation30%37 / 12495%$115K35
4Guild Mortgage Company LLC93%78 / 8486%$265K67
5Newrez LLC55%41 / 74100%$165K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 174 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Deschutes County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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