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refinance lenders · HMDA 2023–2025

Refinance lenders in Oregon

Fat Boy Data analyzed mortgage refinance activity in Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 25,538 applications were decided by 405 lenders between 2023 and 2025.

Oregon at a glance

405Active lenders123 with 20+ decisions
80.3%Market approval rate20,502 of 25,538 decided
$275KTypical loanmedian lender, $10K brackets
93%Borrower take-up19,106 loans funded

How Oregon compares

Approval rate compared
Oregon80.3%All 616 counties76.5%
Typical loan compared
Oregon$275KAll 616 counties$295K

What the data shows

Onpoint Community Credit Union made the most mortgage refinances in Oregon, 3,889 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 85.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 8% approved of 80One lender: 12% approved of 112One lender: 33% approved of 435One lender: 42% approved of 158One lender: 52% approved of 484One lender: 56% approved of 319One lender: 56% approved of 119One lender: 58% approved of 91One lender: 59% approved of 78One lender: 61% approved of 293One lender: 63% approved of 158One lender: 66% approved of 91Bank of America, National Association: 68% approved of 715One lender: 68% approved of 226One lender: 68% approved of 208One lender: 70% approved of 704One lender: 70% approved of 105One lender: 73% approved of 216One lender: 74% approved of 76One lender: 76% approved of 414One lender: 77% approved of 446One lender: 78% approved of 160One lender: 79% approved of 128One lender: 80% approved of 191Rocket Mortgage, LLC: 81% approved of 1,130One lender: 81% approved of 132Oregon Community: 82% approved of 1,117One lender: 82% approved of 85One lender: 83% approved of 662One lender: 84% approved of 220One lender: 84% approved of 87One lender: 85% approved of 351Onpoint Community Credit Union: 85% approved of 4,879One lender: 86% approved of 236One lender: 86% approved of 78One lender: 87% approved of 82One lender: 87% approved of 82One lender: 87% approved of 120One lender: 87% approved of 145One lender: 88% approved of 267One lender: 88% approved of 421One lender: 89% approved of 184United Wholesale Mortgage, LLC: 89% approved of 1,922One lender: 90% approved of 82One lender: 92% approved of 79One lender: 93% approved of 273One lender: 93% approved of 169One lender: 93% approved of 367One lender: 93% approved of 118One lender: 93% approved of 179One lender: 94% approved of 682One lender: 94% approved of 198One lender: 95% approved of 110One lender: 96% approved of 133One lender: 96% approved of 477One lender: 96% approved of 197One lender: 97% approved of 91One lender: 98% approved of 163One lender: 99% approved of 81One lender: 99% approved of 85

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Oregon

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union85%4,130 / 4,87994%$115K3,889
2United Wholesale Mortgage, LLCBroker only89%1,704 / 1,92295%$465K1,614
3Rocket Mortgage, LLC81%916 / 1,13094%$415K862
4Oregon Community82%911 / 1,11795%$105K863
5Bank of America, National Association68%484 / 71597%$185K470

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 400 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Oregon. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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