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refinance lenders · HMDA 2023–2025

Refinance lenders in Oregon

Fat Boy Data analyzed mortgage refinance activity in Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 25,538 applications were decided by 405 lenders between 2023 and 2025.

Oregon at a glance

405Active lenders123 with 20+ decisions
80.3%Market approval rate20,502 of 25,538 decided
$275KTypical loanmedian lender, $10K brackets
93%Borrower take-up19,106 loans funded

How Oregon compares

Approval rate compared
Oregon80.3%All 616 counties76.5%
Typical loan compared
Oregon$275KAll 616 counties$295K

What the data shows

Onpoint Community Credit Union made the most mortgage refinances in Oregon, 3,889 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 85.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 8% approved of 80American Financing Corporation: 12% approved of 112Discover Bank: 33% approved of 435Spring Eq, LLC: 42% approved of 158Lakeview Loan Servicing, LLC: 52% approved of 484Mortgage Research Center, LLC: 56% approved of 319Banner Bank: 56% approved of 119Homebridge Financial Services, Inc.: 58% approved of 91PNC Bank, National Association: 59% approved of 78KeyBank National Association: 61% approved of 293Peak Credit Union: 63% approved of 158Kind Lending, LLC: 66% approved of 91Bank of America, National Association: 68% approved of 715Third Federal Savings And Loan Association Of Cleveland: 68% approved of 226Rivermark Community Credit Union: 68% approved of 208Columbia Bank: 70% approved of 704Wells Fargo Bank, National Association: 70% approved of 105First Interstate Bank: 73% approved of 216AgWest Farm Credit, FLCA: 74% approved of 76Newrez LLC: 76% approved of 414Selco Community: 77% approved of 446Embold Federal Credit Union: 78% approved of 160Nationstar Mortgage LLC: 79% approved of 128Loandepot.Com, LLC: 80% approved of 191Rocket Mortgage, LLC: 81% approved of 1,130Onity Mortgage Corporation: 81% approved of 132Oregon Community: 82% approved of 1,117Planet Home Lending, LLC: 82% approved of 85U.S. Bank National Association: 83% approved of 662Longbridge Financial, LLC: 84% approved of 220American Pacific Mortgage Corporation: 84% approved of 87Rogue: 85% approved of 351Onpoint Community Credit Union: 85% approved of 4,879Finance of America Reverse LLC: 86% approved of 236New American Funding, LLC: 86% approved of 78Traditional Mortgage Acceptance Corporation: 87% approved of 82The Loan Store, Inc.: 87% approved of 82Fairway Independent Mortgage Corporation: 87% approved of 120JPMorgan Chase Bank, National Association: 87% approved of 145Mutual of Omaha Mortgage, Inc.: 88% approved of 267Pennymac Loan Services, LLC: 88% approved of 421First Community: 89% approved of 184United Wholesale Mortgage, LLC: 89% approved of 1,922Directors Mortgage, Inc.: 90% approved of 82Primelending, A Plainscapital Company: 92% approved of 79Village Capital & Investment LLC: 93% approved of 273First Technology Federal Credit Union: 93% approved of 169Cmg Mortgage, Inc.: 93% approved of 367Guaranteed Rate, Inc.: 93% approved of 118Mortgage Express, LLC: 93% approved of 179Freedom Mortgage Corporation: 94% approved of 682Crosscountry Mortgage, LLC: 94% approved of 198Movement Mortgage, LLC: 95% approved of 110Evergreen Moneysource Mortgage Company: 96% approved of 133Guild Mortgage Company LLC: 96% approved of 477Provident Funding Associates, L.P.: 96% approved of 197Union Home Mortgage Corp.: 97% approved of 91Nations Direct Mortgage, LLC: 98% approved of 163Summit Mortgage Corporation: 99% approved of 81Paramount Residential Mortgage Group, Inc.: 99% approved of 85

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Oregon

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union85%4,130 / 4,87994%$115K3,889
2United Wholesale Mortgage, LLCBroker only89%1,704 / 1,92295%$465K1,614
3Rocket Mortgage, LLC81%916 / 1,13094%$415K862
4Oregon Community82%911 / 1,11795%$105K863
5Bank of America, National Association68%484 / 71597%$185K470

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 400 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Oregon. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Oregon

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Counties in Oregon

Multnomah CountyCountyWashington CountyCountyClackamas CountyCountyLane CountyCountyMarion CountyCountyJackson CountyCountyDeschutes CountyCountyLinn CountyCountyDouglas CountyCountyYamhill CountyCounty