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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in South Carolina

Fat Boy Data analyzed investment property refinance activity in South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,895 applications were decided by 395 lenders between 2023 and 2025.

South Carolina at a glance

395Active lenders50 with 20+ decisions
76.9%Market approval rate2,996 of 3,895 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,829 loans funded

How South Carolina compares

Approval rate compared
South Carolina76.9%All 616 counties77.7%
Typical loan compared
South Carolina$205KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in South Carolina, 332 of them.

First Reliance Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical investment property refinance here is $205K, 13% smaller than the the United States typical of $235K.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 26% approved of 65Truist Bank: 35% approved of 48Lendingone, LLC: 37% approved of 35Hometown Equity Mortgage, LLC: 39% approved of 36Deephaven Mortgage LLC: 42% approved of 45Bank of America, National Association: 49% approved of 37Newrez LLC: 53% approved of 30Wells Fargo Bank, National Association: 56% approved of 41Royal United Mortgage LLC: 57% approved of 44Carrington Mortgage Services, LLC: 57% approved of 21Homexpress Mortgage Corp.: 59% approved of 58First-Citizens Bank & Trust Company: 67% approved of 118Ocmbc, Inc.: 70% approved of 23Cv3 Financial Services, LLC: 70% approved of 20United Wholesale Mortgage, LLC: 71% approved of 158Pennymac Loan Services, LLC: 72% approved of 25Rocket Mortgage, LLC: 72% approved of 115United Community Bank: 73% approved of 41TD Bank, National Association: 75% approved of 32Temple View Capital Funding, Lp: 75% approved of 24Coastal Carolina National Bank: 75% approved of 20SouthState Bank, National Association: 76% approved of 37Kiavi Funding, Inc.: 77% approved of 441The Loan Store, Inc.: 81% approved of 31Movement Mortgage, LLC: 81% approved of 31Cmg Mortgage, Inc.: 82% approved of 38Bpl Mortgage, LLC: 85% approved of 40Loan Funder LLC: 85% approved of 27Crosscountry Mortgage, LLC: 86% approved of 22State Employees': 89% approved of 27Abl Rpc Residential Credit Acquisition LLC: 89% approved of 28Pinnacle Bank: 90% approved of 31Assurance Financial Group, L.L.C.: 91% approved of 32Synovus Bank: 91% approved of 32American Heritage Lending, LLC: 91% approved of 32Arthur State Bank: 93% approved of 27Lima One Capital, LLC: 93% approved of 91Nexera Holding LLC: 95% approved of 20Citadel Servicing Corporation: 95% approved of 20First Community Bank: 95% approved of 22Alcova Mortgage LLC: 96% approved of 24Anderson Brothers Bank: 96% approved of 51Southern First Bank: 97% approved of 34Bank of York: 97% approved of 36The Peoples Bank: 98% approved of 60The Conway National Bank: 99% approved of 193Dominion Financial Services, LLC: 100% approved of 70First Reliance Bank: 100% approved of 28Bank of the Lowcountry: 100% approved of 22Bank of Travelers Rest: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in South Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.77%340 / 44198%$155K332
2The Conway National Bank99%192 / 193100%$105K192
3United Wholesale Mortgage, LLCBroker only71%112 / 15899%$265K111
4First-Citizens Bank & Trust Company67%79 / 11890%$225K71
5Rocket Mortgage, LLC72%83 / 11594%$165K78

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 390 more lenders.

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Other lending data for South Carolina

Counties in South Carolina