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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bradley County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Bradley County, Tennessee, home to Cleveland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,461 applications were decided by 146 lenders between 2023 and 2025.

Bradley County at a glance

146Active lenders15 with 20+ decisions
70.6%Market approval rate1,032 of 1,461 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up976 loans funded

How Bradley County compares

Approval rate compared
Bradley County70.6%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Bradley County$165KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Bradley County, TN, 255 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

GoodLeap, LLC approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.

The typical cash-out refinance here is $165K, 11% smaller than the Tennessee typical of $185K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 77One lender: 36% approved of 28One lender: 40% approved of 20One lender: 44% approved of 27Freedom Mortgage Corporation: 73% approved of 55Tennessee Valley FCU: 74% approved of 133One lender: 77% approved of 44One lender: 77% approved of 22One lender: 80% approved of 30One lender: 80% approved of 20One lender: 81% approved of 36Rocket Mortgage, LLC: 81% approved of 325United Wholesale Mortgage, LLC: 81% approved of 84One lender: 81% approved of 27One lender: 87% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Bradley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%262 / 32597%$165K255
2Tennessee Valley FCU74%98 / 13399%$105K97
3United Wholesale Mortgage, LLCBroker only81%68 / 8497%$255K66
4Amerisave Mortgage Corporation21%16 / 7794%$165K15
5Freedom Mortgage Corporation73%40 / 55100%$215K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 141 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Bradley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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