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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bradley County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Bradley County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,461 applications were decided by 146 lenders between 2023 and 2025.

Bradley County at a glance

146Active lenders15 with 20+ decisions
70.6%Market approval rate1,032 of 1,461 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up976 loans funded

How Bradley County compares

Approval rate compared
Bradley County70.6%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Bradley County$165KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Bradley County, TN, 255 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

GoodLeap, LLC approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.

The typical cash-out refinance here is $165K, 11% smaller than the Tennessee typical of $185K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 77Carrington Mortgage Services, LLC: 36% approved of 28New Day Financial, LLC: 40% approved of 20Lakeview Loan Servicing, LLC: 44% approved of 27Freedom Mortgage Corporation: 73% approved of 55Tennessee Valley FCU: 74% approved of 133Loandepot.Com, LLC: 77% approved of 44Bowater Employees Credit Union: 77% approved of 22Truist Bank: 80% approved of 30Bank of Cleveland: 80% approved of 20Pennymac Loan Services, LLC: 81% approved of 36Rocket Mortgage, LLC: 81% approved of 325United Wholesale Mortgage, LLC: 81% approved of 84Nationstar Mortgage LLC: 81% approved of 27GoodLeap, LLC: 87% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Bradley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%262 / 32597%$165K255
2Tennessee Valley FCU74%98 / 13399%$105K97
3United Wholesale Mortgage, LLCBroker only81%68 / 8497%$255K66
4Amerisave Mortgage Corporation21%16 / 7794%$165K15
5Freedom Mortgage Corporation73%40 / 55100%$215K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 141 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Bradley County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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