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refinance lenders · HMDA 2023–2025

Refinance lenders in Bradley County, Tennessee

Fat Boy Data analyzed mortgage refinance activity in Bradley County, Tennessee, home to Cleveland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,015 applications were decided by 123 lenders between 2023 and 2025.

Bradley County at a glance

123Active lenders12 with 20+ decisions
79.2%Market approval rate804 of 1,015 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up749 loans funded

How Bradley County compares

Approval rate compared
Bradley County79.2%Tennessee78.2%All 616 counties76.5%
Typical loan compared
Bradley County$255KTennessee$295KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Bradley County, TN, 75 of them.

Bank of Cleveland approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

The typical mortgage refinance here is $255K, 14% smaller than the Tennessee typical of $295K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 48% approved of 23Truist Bank: 49% approved of 61One lender: 58% approved of 43One lender: 68% approved of 56Rocket Mortgage, LLC: 81% approved of 69United Wholesale Mortgage, LLC: 82% approved of 82Regions Bank: 82% approved of 107One lender: 86% approved of 22One lender: 91% approved of 23One lender: 93% approved of 54First Citizens National Bank: 94% approved of 63One lender: 100% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Bradley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank82%88 / 10785%$85K75
2United Wholesale Mortgage, LLCBroker only82%67 / 8293%$305K62
3Rocket Mortgage, LLC81%56 / 6993%$275K52
4First Citizens National Bank94%59 / 6395%$305K56
5Truist Bank49%30 / 61100%$105K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 118 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Bradley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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