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refinance lenders · HMDA 2023–2025

Refinance lenders in Bradley County, Tennessee

Fat Boy Data analyzed mortgage refinance activity in Bradley County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,015 applications were decided by 123 lenders between 2023 and 2025.

Bradley County at a glance

123Active lenders12 with 20+ decisions
79.2%Market approval rate804 of 1,015 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up749 loans funded

How Bradley County compares

Approval rate compared
Bradley County79.2%Tennessee78.2%All 616 counties76.5%
Typical loan compared
Bradley County$255KTennessee$295KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Bradley County, TN, 75 of them.

Bank of Cleveland approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

The typical mortgage refinance here is $255K, 14% smaller than the Tennessee typical of $295K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 48% approved of 23Truist Bank: 49% approved of 61First Horizon Bank: 58% approved of 43United Community Bank: 68% approved of 56Rocket Mortgage, LLC: 81% approved of 69United Wholesale Mortgage, LLC: 82% approved of 82Regions Bank: 82% approved of 107Village Capital & Investment LLC: 86% approved of 22Pennymac Loan Services, LLC: 91% approved of 23Freedom Mortgage Corporation: 93% approved of 54First Citizens National Bank: 94% approved of 63Bank of Cleveland: 100% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Bradley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank82%88 / 10785%$85K75
2United Wholesale Mortgage, LLCBroker only82%67 / 8293%$305K62
3Rocket Mortgage, LLC81%56 / 6993%$275K52
4First Citizens National Bank94%59 / 6395%$305K56
5Truist Bank49%30 / 61100%$105K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 118 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Bradley County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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