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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Bradley County, Tennessee

Fat Boy Data analyzed investment property refinance activity in Bradley County, Tennessee, home to Cleveland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 160 applications were decided by 42 lenders between 2023 and 2025.

Bradley County at a glance

42Active lenders1 with 20+ decisions
91.9%Market approval rate147 of 160 decided
$115KTypical loanmedian lender, $10K brackets
93%Borrower take-up137 loans funded

How Bradley County compares

Approval rate compared
Bradley County91.9%Tennessee83.9%All 616 counties77.7%
Typical loan compared
Bradley County$115KTennessee$185KAll 616 counties$235K

What the data shows

Bank of Cleveland made the most investment property refinances in Bradley County, TN, 44 of them.

That is 32% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Bank of Cleveland approved the highest share of applications among lenders with at least 20 decisions here, 100% of 44.

Lenders approved 91.9% of investment property refinance applications in Bradley County, TN, 8.0 percentage points above the Tennessee rate of 83.9%.

The typical investment property refinance here is $115K, 38% smaller than the Tennessee typical of $185K.

Investment property refinance lenders in Bradley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of Cleveland100%44 / 44100%$95K44
2First Volunteer BankLimited sample100%13 / 13100%$65K13
3Millennium BankLimited sample100%12 / 12100%$115K12
4Kiavi Funding, Inc.Limited sample80%8 / 1088%$155K7
5Old National BankLimited sample100%10 / 1040%$195K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 37 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Bradley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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