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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Tennessee

Fat Boy Data analyzed investment property refinance activity in Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,772 applications were decided by 454 lenders between 2023 and 2025.

Tennessee at a glance

454Active lenders81 with 20+ decisions
83.9%Market approval rate5,680 of 6,772 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up5,297 loans funded

How Tennessee compares

Approval rate compared
Tennessee83.9%All 616 counties77.7%
Typical loan compared
Tennessee$185KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Tennessee, 556 of them.

Peoples Bank of the South approved the highest share of applications among lenders with at least 20 decisions here, 100% of 123.

Lenders approved 83.9% of investment property refinance applications in Tennessee, 6.2 percentage points above the the United States rate of 77.7%.

The typical investment property refinance here is $185K, 21% smaller than the the United States typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 30% approved of 30First Horizon Bank: 32% approved of 34Fifth Third Bank, National Association: 39% approved of 38Regions Bank: 40% approved of 35Homebridge Financial Services, Inc.: 41% approved of 27Deephaven Mortgage LLC: 44% approved of 63Navy Federal Credit Union: 47% approved of 32Hometown Equity Mortgage, LLC: 50% approved of 46Neighborhood Loans, Inc.: 51% approved of 35Lendingone, LLC: 52% approved of 64Homexpress Mortgage Corp.: 52% approved of 91Loandepot.Com, LLC: 59% approved of 27Newrez LLC: 60% approved of 30Rocket Mortgage, LLC: 62% approved of 87United Wholesale Mortgage, LLC: 66% approved of 195Royal United Mortgage LLC: 67% approved of 39Bank of Bartlett: 71% approved of 72Loan Funder LLC: 72% approved of 82United Community Bank: 73% approved of 52Pennymac Loan Services, LLC: 75% approved of 48Ocmbc, Inc.: 78% approved of 51Guaranteed Rate, Inc.: 81% approved of 36Champions Funding, LLC: 81% approved of 37Eastman Credit Union: 81% approved of 32Trustmark Bank: 81% approved of 27F&M Bank: 82% approved of 72Temple View Capital Funding, Lp: 83% approved of 29Kiavi Funding, Inc.: 84% approved of 691Pinnacle Bank: 84% approved of 95Lima One Capital, LLC: 84% approved of 77Cv3 Financial Services, LLC: 85% approved of 54American Heritage Lending, LLC: 86% approved of 71The Loan Store, Inc.: 86% approved of 36First Citizens National Bank: 87% approved of 31Old National Bank: 88% approved of 34Ascend Federal Credit Union: 89% approved of 88Cadence Bank: 89% approved of 157SmartBank: 89% approved of 28Cmg Mortgage, Inc.: 91% approved of 85Movement Mortgage, LLC: 91% approved of 67FirstBank: 95% approved of 96Bpl Mortgage, LLC: 95% approved of 140Crosscountry Mortgage, LLC: 95% approved of 66First Volunteer Bank: 98% approved of 133Wilson Bank and Trust: 99% approved of 208Renasant Bank: 99% approved of 196Lawrence Bank: 99% approved of 124Peoples Bank of the South: 100% approved of 123The Farmers Bank: 100% approved of 104Financial Federal Bank: 100% approved of 86Southern Bank of Tennessee: 100% approved of 67Dominion Financial Services, LLC: 100% approved of 57First Federal Bank: 100% approved of 53Bank of Cleveland: 100% approved of 45Community Bank of Mississippi: 100% approved of 45Millennium Bank: 100% approved of 43Wellworth Bank: 100% approved of 31Traditions First Bank: 100% approved of 28Planters Bank & Trust Company: 100% approved of 28Citizens Tri-County Bank: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Tennessee

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.84%580 / 69196%$125K556
2Wilson Bank and Trust99%205 / 20891%$255K187
3Renasant Bank99%194 / 19699%$135K192
4United Wholesale Mortgage, LLCBroker only66%129 / 19598%$265K126
5Cadence Bank89%140 / 15796%$145K135

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 449 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Tennessee. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Tennessee

Mortgage lenders in TennesseeHome improvement loans in TennesseeCash-out refinance in TennesseeRefinance in TennesseeInvestment property purchase in TennesseeInvestment cash-out refinance in TennesseeInvestment home improvement in Tennessee

Counties in Tennessee

Shelby CountyCountyDavidson CountyCountyKnox CountyCountyHamilton CountyCountyRutherford CountyCountyWilliamson CountyCountyMontgomery CountyCountySumner CountyCountySullivan CountyCountyWilson CountyCountyBlount CountyCountyWashington CountyCounty