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refinance lenders · HMDA 2023–2025

Refinance lenders in Tennessee

Fat Boy Data analyzed mortgage refinance activity in Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 41,786 applications were decided by 677 lenders between 2023 and 2025.

Tennessee at a glance

677Active lenders174 with 20+ decisions
78.2%Market approval rate32,687 of 41,786 decided
$295KTypical loanmedian lender, $10K brackets
91%Borrower take-up29,900 loans funded

How Tennessee compares

Approval rate compared
Tennessee78.2%All 616 counties76.5%
Typical loan compared
Tennessee$295KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Tennessee, 2,512 of them.

Legacy Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 184.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 35% approved of 807One lender: 50% approved of 189One lender: 51% approved of 647One lender: 56% approved of 144One lender: 58% approved of 929One lender: 62% approved of 1,692One lender: 63% approved of 257One lender: 64% approved of 261One lender: 66% approved of 234One lender: 66% approved of 864One lender: 68% approved of 184One lender: 69% approved of 150Regions Bank: 70% approved of 4,005One lender: 70% approved of 490First Horizon Bank: 72% approved of 2,237One lender: 73% approved of 251One lender: 73% approved of 503One lender: 73% approved of 188One lender: 73% approved of 241One lender: 74% approved of 262One lender: 74% approved of 212One lender: 75% approved of 193One lender: 75% approved of 283One lender: 75% approved of 257One lender: 75% approved of 600One lender: 77% approved of 238One lender: 78% approved of 559One lender: 80% approved of 211One lender: 83% approved of 389Rocket Mortgage, LLC: 83% approved of 2,496One lender: 83% approved of 637One lender: 83% approved of 143One lender: 84% approved of 167One lender: 84% approved of 301One lender: 85% approved of 194One lender: 85% approved of 163One lender: 85% approved of 392One lender: 86% approved of 280One lender: 86% approved of 543One lender: 87% approved of 185One lender: 87% approved of 243One lender: 87% approved of 342United Wholesale Mortgage, LLC: 88% approved of 3,231One lender: 88% approved of 249One lender: 89% approved of 244One lender: 89% approved of 150One lender: 89% approved of 200One lender: 90% approved of 168One lender: 90% approved of 1,081One lender: 90% approved of 200One lender: 91% approved of 229One lender: 92% approved of 663One lender: 93% approved of 209One lender: 94% approved of 178One lender: 94% approved of 432One lender: 95% approved of 243Freedom Mortgage Corporation: 95% approved of 1,852One lender: 96% approved of 272One lender: 97% approved of 201One lender: 97% approved of 184

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Tennessee

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank70%2,789 / 4,00590%$105K2,512
2United Wholesale Mortgage, LLCBroker only88%2,851 / 3,23193%$355K2,662
3Rocket Mortgage, LLC83%2,069 / 2,49693%$305K1,926
4First Horizon Bank72%1,602 / 2,23795%$175K1,529
5Freedom Mortgage Corporation95%1,766 / 1,85277%$315K1,364

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 672 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Tennessee. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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