Investment property improvement lenders in El Paso County, Texas
Fat Boy Data analyzed investment home improvement loan activity in El Paso County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 201 applications were decided by 34 lenders between 2023 and 2025.
El Paso County at a glance
How El Paso County compares
What the data shows
GECU Federal Credit Union made the most investment home improvement loans in El Paso County, TX, 24 of them.
That is 41% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
GECU Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 47% of 53.
Lenders approved 33.3% of investment home improvement loan applications in El Paso County, TX, 18.7 percentage points below the Texas rate of 52.0%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in El Paso County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | GECU Federal Credit Union | 47% | 25 / 53 | 96% | $115K | 24 |
| 2 | Navy Federal Credit Union | 0% | 0 / 38 | — | — | 0 |
| 3 | Bank of America, National Association | 11% | 4 / 36 | 100% | $165K | 4 |
| 4 | Rocket Mortgage, LLCLimited sample | 73% | 8 / 11 | 88% | $105K | 7 |
| 5 | Kind Lending, LLCLimited sample | 57% | 4 / 7 | 100% | $205K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 29 more lenders.
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