Home›Utah›Salt Lake County›Investment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Salt Lake County, Utah

Fat Boy Data analyzed investment cash-out refinance activity in Salt Lake County, Utah, home to Salt Lake City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,103 applications were decided by 149 lenders between 2023 and 2025.

Salt Lake County at a glance

149Active lenders14 with 20+ decisions
70.9%Market approval rate782 of 1,103 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up736 loans funded

How Salt Lake County compares

Approval rate compared
Salt Lake County70.9%Utah73.3%All 616 counties73.1%
Typical loan compared
Salt Lake County$315KUtah$305KAll 616 counties$205K

What the data shows

Intercap Lending Inc. made the most investment cash-out refinances in Salt Lake County, UT, 33 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 35% approved of 23Mountain America Federal Credit Union: 39% approved of 64One lender: 52% approved of 21One lender: 61% approved of 28Goldenwest: 63% approved of 41Rocket Mortgage, LLC: 64% approved of 33One lender: 73% approved of 33One lender: 73% approved of 30United Wholesale Mortgage, LLC: 74% approved of 163One lender: 78% approved of 23One lender: 90% approved of 20One lender: 90% approved of 31One lender: 94% approved of 31Intercap Lending Inc.: 97% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Salt Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%120 / 163100%$315K120
2Mountain America Federal Credit Union39%25 / 64100%$225K25
3Goldenwest63%26 / 4162%$205K16
4Intercap Lending Inc.97%35 / 3694%$335K33
5Rocket Mortgage, LLC64%21 / 3395%$305K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 144 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Salt Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Salt Lake County

Other lending data for Salt Lake County

Nearby markets