Home›Washington›Investment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Washington

Fat Boy Data analyzed investment cash-out refinance activity in Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,843 applications were decided by 350 lenders between 2023 and 2025.

Washington at a glance

350Active lenders69 with 20+ decisions
71.7%Market approval rate4,190 of 5,843 decided
$325KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,885 loans funded

How Washington compares

Approval rate compared
Washington71.7%All 616 counties73.1%
Typical loan compared
Washington$325KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Washington, 188 of them.

Conventus LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 52.

The typical investment cash-out refinance here is $325K, 59% larger than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 19% approved of 149Wells Fargo Bank, National Association: 31% approved of 51Lendingone, LLC: 34% approved of 44Carrington Mortgage Services, LLC: 34% approved of 38Navy Federal Credit Union: 37% approved of 27KeyBank National Association: 37% approved of 43Quorum Federal Credit Union: 38% approved of 37Hometown Equity Mortgage, LLC: 39% approved of 80Idaho Central Credit Union: 44% approved of 27Newrez LLC: 46% approved of 140Better Mortgage Corporation: 52% approved of 27Homexpress Mortgage Corp.: 53% approved of 190Sound Community Bank: 57% approved of 23Deephaven Mortgage LLC: 57% approved of 44Boeing Employees Credit Union: 58% approved of 74Spokane Teachers: 61% approved of 23Kind Lending, LLC: 62% approved of 42Loandepot.Com, LLC: 64% approved of 66Champions Funding, LLC: 64% approved of 66Banner Bank: 64% approved of 44U.S. Bank National Association: 64% approved of 45Gesa Credit Union: 65% approved of 31Numerica Credit Union: 65% approved of 34New American Funding, LLC: 65% approved of 43JPMorgan Chase Bank, National Association: 65% approved of 43First Technology Federal Credit Union: 66% approved of 32Nationstar Mortgage LLC: 68% approved of 47Rocket Mortgage, LLC: 69% approved of 280Loan Funder LLC: 70% approved of 33American Pacific Mortgage Corporation: 70% approved of 77United Wholesale Mortgage, LLC: 71% approved of 531Ocmbc, Inc.: 72% approved of 92A&D Mortgage LLC: 75% approved of 40American Financial Network, Inc.: 75% approved of 28Whatcom Educational Credit Union: 76% approved of 25Arc Home LLC: 77% approved of 31Pennymac Loan Services, LLC: 78% approved of 115Washington Trust Bank: 80% approved of 44Guild Mortgage Company LLC: 81% approved of 121Fairway Independent Mortgage Corporation: 81% approved of 27Angel Oak Mortgage Solutions LLC: 82% approved of 65Lima One Capital, LLC: 82% approved of 28Guaranteed Rate, Inc.: 83% approved of 60Red Canoe Credit Union: 86% approved of 28Amwest Funding Corp.: 86% approved of 73Nexera Holding LLC: 88% approved of 85Cmg Mortgage, Inc.: 88% approved of 137Evergreen Moneysource Mortgage Company: 89% approved of 38The Loan Store, Inc.: 90% approved of 102American Heritage Lending, LLC: 91% approved of 32Movement Mortgage, LLC: 91% approved of 156Nfm, Inc.: 92% approved of 26O Bee: 92% approved of 26Citadel Servicing Corporation: 95% approved of 132Crosscountry Mortgage, LLC: 96% approved of 68Rf Renovo Management Company, LLC: 96% approved of 53Velocity Commercial Capital, LLC: 97% approved of 75Oaktree Funding Corp.: 98% approved of 46General Mortgage Capital Corporation: 98% approved of 49Conventus LLC: 98% approved of 52

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Washington

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%379 / 53198%$275K371
2Rocket Mortgage, LLC69%194 / 28097%$305K188
3Homexpress Mortgage Corp.Broker only53%100 / 19098%$405K98
4Movement Mortgage, LLC91%142 / 15684%$345K119
5Amerisave Mortgage Corporation19%28 / 149100%$95K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 345 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment cash-out refinance lenders in Washington. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Washington

Mortgage lenders in WashingtonHome improvement loans in WashingtonCash-out refinance in WashingtonRefinance in WashingtonInvestment property purchase in WashingtonInvestment refinance in WashingtonInvestment home improvement in Washington

Counties in Washington

King CountyCountyPierce CountyCountySnohomish CountyCountySpokane CountyCountyClark CountyCountyThurston CountyCountyKitsap CountyCountyYakima CountyCountyWhatcom CountyCountyBenton CountyCountySkagit CountyCountyCowlitz CountyCounty