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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Thurston County, Washington

Fat Boy Data analyzed investment home improvement loan activity in Thurston County, Washington, home to Lacey, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 220 applications were decided by 42 lenders between 2023 and 2025.

Thurston County at a glance

42Active lenders4 with 20+ decisions
55.0%Market approval rate121 of 220 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up116 loans funded

How Thurston County compares

Approval rate compared
Thurston County55.0%Washington54.5%All 616 counties51.2%
Typical loan compared
Thurston County$105KWashington$105KAll 616 counties$115K

What the data shows

Eastside Funding, LLC made the most investment home improvement loans in Thurston County, WA, 27 of them.

Eastside Funding, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Thurston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union60%21 / 35100%$105K21
2Eastside Funding, LLC96%27 / 28100%$65K27
3Navy Federal Credit Union30%8 / 27100%$105K8
4Washington State Employees Credit Union5%1 / 22100%$65K1
5O BeeLimited sample69%11 / 16100%$105K11

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 37 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Thurston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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