HomeWashingtonKing CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in King County, Washington

Fat Boy Data analyzed investment cash-out refinance activity in King County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,914 applications were decided by 243 lenders between 2023 and 2025.

King County at a glance

243Active lenders25 with 20+ decisions
71.5%Market approval rate1,369 of 1,914 decided
$435KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,252 loans funded

How King County compares

Approval rate compared
King County71.5%Washington71.7%All 616 counties73.1%
Typical loan compared
King County$435KWashington$325KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in King County, WA, 56 of them.

General Mortgage Capital Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

The typical investment cash-out refinance here is $435K, 34% larger than the Washington typical of $325K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 20% approved of 45KeyBank National Association: 35% approved of 23Newrez LLC: 41% approved of 49Boeing Employees Credit Union: 44% approved of 36Hometown Equity Mortgage, LLC: 49% approved of 37Homexpress Mortgage Corp.: 57% approved of 56Ocmbc, Inc.: 62% approved of 34First Technology Federal Credit Union: 62% approved of 24Rocket Mortgage, LLC: 66% approved of 87Guild Mortgage Company LLC: 69% approved of 35United Wholesale Mortgage, LLC: 72% approved of 154Pennymac Loan Services, LLC: 72% approved of 36Guaranteed Rate, Inc.: 75% approved of 20Champions Funding, LLC: 76% approved of 25Nexera Holding LLC: 76% approved of 21Amwest Funding Corp.: 87% approved of 55The Loan Store, Inc.: 89% approved of 46Movement Mortgage, LLC: 90% approved of 49Citadel Servicing Corporation: 91% approved of 55Crosscountry Mortgage, LLC: 92% approved of 25Cmg Mortgage, Inc.: 93% approved of 46Oaktree Funding Corp.: 96% approved of 25Conventus LLC: 97% approved of 35General Mortgage Capital Corporation: 100% approved of 38Velocity Commercial Capital, LLC: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in King County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%111 / 15497%$355K108
2Rocket Mortgage, LLC66%57 / 8798%$315K56
3Homexpress Mortgage Corp.Broker only57%32 / 56100%$475K32
4Amwest Funding Corp.87%48 / 55100%$435K48
5Citadel Servicing Corporation91%50 / 5552%$485K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 238 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in King County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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