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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in King County, Washington

Fat Boy Data analyzed investment cash-out refinance activity in King County, Washington, home to Seattle, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,914 applications were decided by 243 lenders between 2023 and 2025.

King County at a glance

243Active lenders25 with 20+ decisions
71.5%Market approval rate1,369 of 1,914 decided
$435KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,252 loans funded

How King County compares

Approval rate compared
King County71.5%Washington71.7%All 616 counties73.1%
Typical loan compared
King County$435KWashington$325KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in King County, WA, 56 of them.

General Mortgage Capital Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

The typical investment cash-out refinance here is $435K, 34% larger than the Washington typical of $325K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 45One lender: 35% approved of 23One lender: 41% approved of 49One lender: 44% approved of 36One lender: 49% approved of 37Homexpress Mortgage Corp.: 57% approved of 56One lender: 62% approved of 34One lender: 62% approved of 24Rocket Mortgage, LLC: 66% approved of 87One lender: 69% approved of 35United Wholesale Mortgage, LLC: 72% approved of 154One lender: 72% approved of 36One lender: 75% approved of 20One lender: 76% approved of 25One lender: 76% approved of 21Amwest Funding Corp.: 87% approved of 55One lender: 89% approved of 46One lender: 90% approved of 49Citadel Servicing Corporation: 91% approved of 55One lender: 92% approved of 25One lender: 93% approved of 46One lender: 96% approved of 25One lender: 97% approved of 35One lender: 100% approved of 38One lender: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in King County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%111 / 15497%$355K108
2Rocket Mortgage, LLC66%57 / 8798%$315K56
3Homexpress Mortgage Corp.Broker only57%32 / 56100%$475K32
4Amwest Funding Corp.87%48 / 55100%$435K48
5Citadel Servicing Corporation91%50 / 5552%$485K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 238 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in King County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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