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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Alabama

Fat Boy Data analyzed cash-out refinance activity in Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 36,329 applications were decided by 444 lenders between 2023 and 2025.

Alabama at a glance

444Active lenders139 with 20+ decisions
64.9%Market approval rate23,581 of 36,329 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up22,218 loans funded

How Alabama compares

Approval rate compared
Alabama64.9%All 616 counties68.2%
Typical loan compared
Alabama$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Alabama, 5,922 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 124.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 698Amerisave Mortgage Corporation: 24% approved of 2,618One lender: 32% approved of 476One lender: 38% approved of 127One lender: 39% approved of 244One lender: 42% approved of 1,286One lender: 45% approved of 1,082One lender: 48% approved of 80One lender: 49% approved of 1,078One lender: 51% approved of 398One lender: 51% approved of 82One lender: 53% approved of 403One lender: 54% approved of 85One lender: 55% approved of 481One lender: 56% approved of 98Loandepot.Com, LLC: 56% approved of 1,341One lender: 58% approved of 337One lender: 62% approved of 437One lender: 62% approved of 110One lender: 63% approved of 114One lender: 63% approved of 649One lender: 64% approved of 381One lender: 65% approved of 79One lender: 65% approved of 82One lender: 68% approved of 93One lender: 68% approved of 471One lender: 69% approved of 128One lender: 70% approved of 102Freedom Mortgage Corporation: 71% approved of 1,373One lender: 71% approved of 184One lender: 71% approved of 139One lender: 72% approved of 602One lender: 72% approved of 991One lender: 73% approved of 183One lender: 73% approved of 110One lender: 73% approved of 615One lender: 74% approved of 116United Wholesale Mortgage, LLC: 75% approved of 2,046One lender: 76% approved of 141One lender: 76% approved of 272One lender: 77% approved of 124Rocket Mortgage, LLC: 78% approved of 7,914One lender: 78% approved of 94One lender: 79% approved of 134One lender: 80% approved of 122One lender: 81% approved of 150One lender: 82% approved of 211One lender: 82% approved of 875One lender: 82% approved of 105One lender: 83% approved of 152One lender: 83% approved of 131One lender: 86% approved of 83One lender: 86% approved of 122One lender: 86% approved of 175One lender: 87% approved of 218One lender: 91% approved of 95One lender: 93% approved of 166One lender: 95% approved of 202One lender: 96% approved of 124One lender: 97% approved of 91

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Alabama

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%6,133 / 7,91497%$155K5,922
2Amerisave Mortgage Corporation24%620 / 2,61897%$105K603
3United Wholesale Mortgage, LLCBroker only75%1,544 / 2,04697%$215K1,502
4Freedom Mortgage Corporation71%975 / 1,37397%$215K944
5Loandepot.Com, LLC56%757 / 1,34197%$195K736

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 439 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Alabama. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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