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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Humboldt County, California

Fat Boy Data analyzed home purchase mortgage activity in Humboldt County, California, home to Eureka, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,242 applications were decided by 171 lenders between 2023 and 2025.

Humboldt County at a glance

171Active lenders21 with 20+ decisions
91.0%Market approval rate2,039 of 2,242 decided
$355KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,921 loans funded

How Humboldt County compares

Approval rate compared
Humboldt County91.0%California88.4%All 616 counties87.6%
Typical loan compared
Humboldt County$355KCalifornia$555KAll 616 counties$335K

What the data shows

Fairway Independent Mortgage Corporation made the most home purchase mortgages in Humboldt County, CA, 374 of them.

Evergreen Moneysource Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 52.

The typical home purchase mortgage here is $355K, 36% smaller than the California typical of $555K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 45% approved of 47One lender: 62% approved of 21One lender: 63% approved of 27One lender: 73% approved of 94One lender: 84% approved of 50One lender: 84% approved of 69One lender: 87% approved of 30One lender: 87% approved of 76One lender: 90% approved of 21Summit Funding, Inc.: 95% approved of 164United Wholesale Mortgage, LLC: 96% approved of 291Fairway Independent Mortgage Corporation: 96% approved of 392One lender: 97% approved of 29Florida Capital Bank, National Association: 98% approved of 123Luminate Home Loans, Inc.: 99% approved of 144One lender: 100% approved of 52One lender: 100% approved of 45One lender: 100% approved of 27One lender: 100% approved of 24One lender: 100% approved of 23One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Humboldt County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fairway Independent Mortgage Corporation96%377 / 39299%$355K374
2United Wholesale Mortgage, LLCBroker only96%279 / 29199%$355K276
3Summit Funding, Inc.95%156 / 16499%$335K155
4Luminate Home Loans, Inc.99%142 / 144100%$355K142
5Florida Capital Bank, National Association98%121 / 12394%$365K114

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 166 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Humboldt County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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