Refinance lenders in Humboldt County, California
Fat Boy Data analyzed mortgage refinance activity in Humboldt County, California, home to Eureka, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 427 applications were decided by 98 lenders between 2023 and 2025.
Humboldt County at a glance
How Humboldt County compares
What the data shows
Rocket Mortgage, LLC made the most mortgage refinances in Humboldt County, CA, 31 of them.
Columbia Bank approved the highest share of applications among lenders with at least 20 decisions here, 84% of 37.
The typical mortgage refinance here is $315K, 52% smaller than the California typical of $655K.
Refinance lenders in Humboldt County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 86% | 44 / 51 | 98% | $335K | 43 |
| 2 | Rocket Mortgage, LLC | 78% | 35 / 45 | 89% | $315K | 31 |
| 3 | Columbia Bank | 84% | 31 / 37 | 97% | $135K | 30 |
| 4 | Tri Counties Bank | 41% | 9 / 22 | 100% | $125K | 9 |
| 5 | U.S. Bank National AssociationLimited sample | 59% | 10 / 17 | 100% | $65K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 93 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Humboldt County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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