Cash-out refinance lenders in Humboldt County, California
Fat Boy Data analyzed cash-out refinance activity in Humboldt County, California, home to Eureka, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 756 applications were decided by 100 lenders between 2023 and 2025.
Humboldt County at a glance
How Humboldt County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Humboldt County, CA, 131 of them.
That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 74% of 181.
Lenders approved 64.3% of cash-out refinance applications in Humboldt County, CA, 5.8 percentage points below the California rate of 70.1%.
Cash-out refinance lenders in Humboldt County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 74% | 134 / 181 | 98% | $135K | 131 |
| 2 | United Wholesale Mortgage, LLCBroker only | 80% | 73 / 91 | 96% | $235K | 70 |
| 3 | Amerisave Mortgage Corporation | 20% | 13 / 66 | 100% | $95K | 13 |
| 4 | Newrez LLC | 34% | 12 / 35 | 100% | $135K | 12 |
| 5 | Nationstar Mortgage LLCLimited sample | 56% | 10 / 18 | 100% | $225K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 95 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Humboldt County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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