Investment property refinance lenders in Merced County, California
Fat Boy Data analyzed investment property refinance activity in Merced County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 138 applications were decided by 64 lenders between 2023 and 2025.
Merced County at a glance
How Merced County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Merced County, CA, 7 of them.
Lenders approved 71.0% of investment property refinance applications in Merced County, CA, 5.8 percentage points below the California rate of 76.8%.
The typical investment property refinance here is $265K, 52% smaller than the California typical of $555K.
Investment property refinance lenders in Merced County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 89% | 8 / 9 | 88% | $295K | 7 |
| 2 | Kiavi Funding, Inc.Limited sample | 88% | 7 / 8 | 100% | $265K | 7 |
| 3 | Rocket Mortgage, LLCLimited sample | 71% | 5 / 7 | 80% | $275K | 4 |
| 4 | Kind Lending, LLCLimited sample | 43% | 3 / 7 | 100% | $305K | 3 |
| 5 | Ocmbc, Inc.Broker only | 71% | 5 / 7 | 60% | $215K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 59 more lenders.
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