Investment property cash-out lenders in Merced County, California
Fat Boy Data analyzed investment cash-out refinance activity in Merced County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 327 applications were decided by 97 lenders between 2023 and 2025.
Merced County at a glance
How Merced County compares
What the data shows
Rocket Mortgage, LLC made the most investment cash-out refinances in Merced County, CA, 12 of them.
The typical investment cash-out refinance here is $255K, 40% smaller than the California typical of $425K.
Investment property cash-out lenders in Merced County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 72% | 29 / 40 | 100% | $255K | 29 |
| 2 | Ocmbc, Inc.Broker only | 90% | 18 / 20 | 67% | $225K | 12 |
| 3 | Rocket Mortgage, LLCLimited sample | 80% | 12 / 15 | 100% | $275K | 12 |
| 4 | Nexera Holding LLCLimited sample | 100% | 12 / 12 | 100% | $265K | 12 |
| 5 | Homexpress Mortgage Corp.Broker only | 45% | 5 / 11 | 100% | $265K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 92 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Merced County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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