Refinance lenders in Merced County, California
Fat Boy Data analyzed mortgage refinance activity in Merced County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,086 applications were decided by 161 lenders between 2023 and 2025.
Merced County at a glance
How Merced County compares
What the data shows
Rocket Mortgage, LLC made the most mortgage refinances in Merced County, CA, 57 of them.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 53.
Lenders approved 70.4% of mortgage refinance applications in Merced County, CA, 6.2 percentage points below the California rate of 76.7%.
The typical mortgage refinance here is $345K, 47% smaller than the California typical of $655K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Merced County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 74% | 139 / 187 | 95% | $385K | 132 |
| 2 | Rocket Mortgage, LLC | 69% | 64 / 93 | 89% | $325K | 57 |
| 3 | Lakeview Loan Servicing, LLC | 38% | 24 / 64 | 21% | $405K | 5 |
| 4 | Bank of America, National Association | 50% | 27 / 54 | 100% | $105K | 27 |
| 5 | Freedom Mortgage Corporation | 94% | 50 / 53 | 88% | $365K | 44 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 156 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Merced County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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