Investment property cash-out lenders in Monterey County, California
Fat Boy Data analyzed investment cash-out refinance activity in Monterey County, California, home to Salinas, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 512 applications were decided by 121 lenders between 2023 and 2025.
Monterey County at a glance
How Monterey County compares
What the data shows
Flexpoint, Inc. made the most investment cash-out refinances in Monterey County, CA, 14 of them.
Investment property cash-out lenders in Monterey County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 73% | 77 / 105 | 97% | $305K | 75 |
| 2 | Ocmbc, Inc.Broker only | 73% | 24 / 33 | 71% | $435K | 17 |
| 3 | Homexpress Mortgage Corp.Broker only | 48% | 10 / 21 | 90% | $705K | 9 |
| 4 | Flexpoint, Inc.Limited sample | 95% | 18 / 19 | 78% | $305K | 14 |
| 5 | Rocket Mortgage, LLCLimited sample | 85% | 11 / 13 | 100% | $415K | 11 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 116 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Monterey County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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