Investment property refinance lenders in Monterey County, California
Fat Boy Data analyzed investment property refinance activity in Monterey County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 412 applications were decided by 110 lenders between 2023 and 2025.
Monterey County at a glance
How Monterey County compares
What the data shows
Mackillie Incorporated made the most investment property refinances in Monterey County, CA, 99 of them.
That is 32% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Mackillie Incorporated approved the highest share of applications among lenders with at least 20 decisions here, 100% of 99.
The typical investment property refinance here is $405K, 27% smaller than the California typical of $555K.
Investment property refinance lenders in Monterey County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Mackillie Incorporated | 100% | 99 / 99 | 100% | $365K | 99 |
| 2 | United Wholesale Mortgage, LLCBroker only | 60% | 18 / 30 | 100% | $475K | 18 |
| 3 | Rocket Mortgage, LLCLimited sample | 71% | 12 / 17 | 100% | $505K | 12 |
| 4 | JPMorgan Chase Bank, National AssociationLimited sample | 73% | 11 / 15 | 100% | $705K | 11 |
| 5 | Summit Funding, Inc.Limited sample | 93% | 13 / 14 | 100% | $345K | 13 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 105 more lenders.
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