HomeColoradoCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Colorado

Fat Boy Data analyzed cash-out refinance activity in Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 64,141 applications were decided by 526 lenders between 2023 and 2025.

Colorado at a glance

526Active lenders190 with 20+ decisions
69.4%Market approval rate44,514 of 64,141 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up41,579 loans funded

How Colorado compares

Approval rate compared
Colorado69.4%All 616 counties68.2%
Typical loan compared
Colorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Colorado, 7,522 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 135.

The typical cash-out refinance here is $185K, 19% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 565Lakeview Loan Servicing, LLC: 30% approved of 594Amerisave Mortgage Corporation: 31% approved of 2,006New Day Financial, LLC: 31% approved of 580Carrington Mortgage Services, LLC: 37% approved of 1,078American Financing Corporation: 42% approved of 4,806Spring Eq, LLC: 43% approved of 661Village Capital & Investment LLC: 51% approved of 347Newrez LLC: 54% approved of 1,984Wells Fargo Bank, National Association: 54% approved of 442BMO Bank National Association: 54% approved of 420Mutual of Omaha Mortgage, Inc.: 55% approved of 340Kind Lending, LLC: 63% approved of 122Navy Federal Credit Union: 64% approved of 571Quorum Federal Credit Union: 65% approved of 325New American Funding, LLC: 65% approved of 604Bellco: 66% approved of 4,332Denver Community Cu D.B.A. Zing Cu: 66% approved of 547The Huntington National Bank: 67% approved of 483Wings Credit Union: 67% approved of 1,348Sun West Mortgage Company, Inc.: 68% approved of 345Loandepot.Com, LLC: 69% approved of 1,146U.S. Bank National Association: 72% approved of 979Advantagefirst Lending Inc.: 72% approved of 147Flagstar Bank, National Association: 72% approved of 728Freedom Mortgage Corporation: 73% approved of 1,071Westerra Credit Union: 73% approved of 746Pennymac Loan Services, LLC: 74% approved of 1,086Lower, LLC: 74% approved of 164The Federal Savings Bank: 74% approved of 340Onity Mortgage Corporation: 75% approved of 153GoodLeap, LLC: 77% approved of 798Zions Bancorporation, N.A.: 77% approved of 206Sofi Bank, N.A.tional Association: 77% approved of 149Plaza Home Mortgage, Inc.: 78% approved of 227Equity Prime Mortgage LLC: 78% approved of 175United Wholesale Mortgage, LLC: 79% approved of 5,618Planet Home Lending, LLC: 79% approved of 234Credit Union of Colorado, A Federal Credit Union: 80% approved of 1,284Elevations: 80% approved of 2,191Guaranteed Rate, Inc.: 81% approved of 196Security Service Federal Credit Union: 81% approved of 1,076Rocket Mortgage, LLC: 81% approved of 9,528Sooper Cu Dba Climb Cu: 82% approved of 286JPMorgan Chase Bank, National Association: 82% approved of 601Everett Financial, Inc.: 82% approved of 153Nationstar Mortgage LLC: 83% approved of 908Fairway Independent Mortgage Corporation: 85% approved of 403Canvas Credit Union: 86% approved of 335First Technology Federal Credit Union: 87% approved of 142RED ROCKS Credit Union: 87% approved of 226Air Academy Federal Credit Union: 89% approved of 332Guild Mortgage Company LLC: 90% approved of 861Mortgage Solutions of Colorado, LLC: 90% approved of 213Cmg Mortgage, Inc.: 92% approved of 295Crosscountry Mortgage, LLC: 94% approved of 229Northpointe Bank: 95% approved of 157Fidelis Catholic Federal Credit Union: 95% approved of 143Movement Mortgage, LLC: 96% approved of 135Coastal Community Bank: 99% approved of 242

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Colorado

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%7,748 / 9,52897%$155K7,522
2United Wholesale Mortgage, LLCBroker only79%4,440 / 5,61898%$315K4,341
3American Financing Corporation42%2,039 / 4,80677%$325K1,578
4Bellco66%2,848 / 4,33297%$125K2,766
5Elevations80%1,760 / 2,19195%$155K1,666

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 521 more lenders.

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Other lending data for Colorado

Counties in Colorado