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investment property lenders · HMDA 2023–2025

Investment property lenders in Okaloosa County, Florida

Fat Boy Data analyzed investment property mortgage activity in Okaloosa County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,046 applications were decided by 363 lenders between 2023 and 2025.

Okaloosa County at a glance

363Active lenders20 with 20+ decisions
83.9%Market approval rate1,717 of 2,046 decided
$305KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,624 loans funded

How Okaloosa County compares

Approval rate compared
Okaloosa County83.9%Florida83.7%All 616 counties87.5%
Typical loan compared
Okaloosa County$305KFlorida$285KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Okaloosa County, FL, 136 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 42% approved of 24Hometown Equity Mortgage, LLC: 54% approved of 35Lendingone, LLC: 56% approved of 27Newrez LLC: 61% approved of 46Rocket Mortgage, LLC: 64% approved of 39Homexpress Mortgage Corp.: 67% approved of 24United Wholesale Mortgage, LLC: 79% approved of 92BankPlus: 83% approved of 60Citadel Servicing Corporation: 85% approved of 20Angel Oak Mortgage Solutions LLC: 85% approved of 27Waterstone Mortgage Corporation: 89% approved of 27Cadence Bank: 93% approved of 57Movement Mortgage, LLC: 93% approved of 90New American Funding, LLC: 93% approved of 30Kiavi Funding, Inc.: 95% approved of 149Community Bank of Mississippi: 97% approved of 70Trustmark Bank: 98% approved of 60Northpointe Bank: 98% approved of 66Crosscountry Mortgage, LLC: 100% approved of 63Lendsure Mortgage Corp.: 100% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Okaloosa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.95%141 / 14996%$235K136
2United Wholesale Mortgage, LLCBroker only79%73 / 9299%$255K72
3Movement Mortgage, LLC93%84 / 9085%$225K71
4Community Bank of Mississippi97%68 / 7094%$335K64
5Northpointe Bank98%65 / 6698%$385K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 358 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Okaloosa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Okaloosa County

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Nearby markets

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