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investment property lenders · HMDA 2023–2025

Investment property lenders in Okaloosa County, Florida

Fat Boy Data analyzed investment property mortgage activity in Okaloosa County, Florida, home to Crestview, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,046 applications were decided by 363 lenders between 2023 and 2025.

Okaloosa County at a glance

363Active lenders20 with 20+ decisions
83.9%Market approval rate1,717 of 2,046 decided
$305KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,624 loans funded

How Okaloosa County compares

Approval rate compared
Okaloosa County83.9%Florida83.7%All 616 counties87.5%
Typical loan compared
Okaloosa County$305KFlorida$285KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Okaloosa County, FL, 136 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 42% approved of 24One lender: 54% approved of 35One lender: 56% approved of 27One lender: 61% approved of 46One lender: 64% approved of 39One lender: 67% approved of 24United Wholesale Mortgage, LLC: 79% approved of 92One lender: 83% approved of 60One lender: 85% approved of 20One lender: 85% approved of 27One lender: 89% approved of 27One lender: 93% approved of 57Movement Mortgage, LLC: 93% approved of 90One lender: 93% approved of 30Kiavi Funding, Inc.: 95% approved of 149Community Bank of Mississippi: 97% approved of 70One lender: 98% approved of 60Northpointe Bank: 98% approved of 66One lender: 100% approved of 63One lender: 100% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Okaloosa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.95%141 / 14996%$235K136
2United Wholesale Mortgage, LLCBroker only79%73 / 9299%$255K72
3Movement Mortgage, LLC93%84 / 9085%$225K71
4Community Bank of Mississippi97%68 / 7094%$335K64
5Northpointe Bank98%65 / 6698%$385K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 358 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Okaloosa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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