Investment property lenders in Santa Rosa County, Florida
Fat Boy Data analyzed investment property mortgage activity in Santa Rosa County, Florida, home to Milton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,212 applications were decided by 277 lenders between 2023 and 2025.
Santa Rosa County at a glance
How Santa Rosa County compares
What the data shows
Kiavi Funding, Inc. made the most investment property mortgages in Santa Rosa County, FL, 51 of them.
University Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 46.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property lenders in Santa Rosa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 92% | 76 / 83 | 100% | $265K | 76 |
| 2 | Kiavi Funding, Inc. | 95% | 52 / 55 | 98% | $225K | 51 |
| 3 | University Bank | 96% | 44 / 46 | 100% | $295K | 44 |
| 4 | Navy Federal Credit Union | 59% | 26 / 44 | 100% | $285K | 26 |
| 5 | Dhi Mortgage Company, Ltd. | 74% | 32 / 43 | 94% | $215K | 30 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 272 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment property mortgage lenders in Santa Rosa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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