HomeFloridaPolk CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Polk County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Polk County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,177 applications were decided by 188 lenders between 2023 and 2025.

Polk County at a glance

188Active lenders14 with 20+ decisions
71.0%Market approval rate836 of 1,177 decided
$205KTypical loanmedian lender, $10K brackets
90%Borrower take-up755 loans funded

How Polk County compares

Approval rate compared
Polk County71.0%Florida68.9%All 616 counties73.1%
Typical loan compared
Polk County$205KFlorida$245KAll 616 counties$205K

What the data shows

Amwest Funding Corp. made the most investment cash-out refinances in Polk County, FL, 46 of them.

Temple View Capital Funding, Lp approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical investment cash-out refinance here is $205K, 16% smaller than the Florida typical of $245K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 23% approved of 26Homexpress Mortgage Corp.: 51% approved of 57Hometown Equity Mortgage, LLC: 53% approved of 30United Wholesale Mortgage, LLC: 60% approved of 125Rocket Mortgage, LLC: 61% approved of 31Ocmbc, Inc.: 76% approved of 49Champions Funding, LLC: 83% approved of 30A&D Mortgage LLC: 90% approved of 40Amwest Funding Corp.: 92% approved of 50Citadel Servicing Corporation: 96% approved of 45American Heritage Lending, LLC: 97% approved of 31Velocity Commercial Capital, LLC: 98% approved of 42Dominion Financial Services, LLC: 100% approved of 23Temple View Capital Funding, Lp: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only60%75 / 12599%$185K74
2Homexpress Mortgage Corp.Broker only51%29 / 5793%$205K27
3Amwest Funding Corp.92%46 / 50100%$235K46
4Ocmbc, Inc.Broker only76%37 / 4968%$175K25
5Citadel Servicing Corporation96%43 / 4553%$175K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 183 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Polk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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