Investment property cash-out lenders in Santa Rosa County, Florida
Fat Boy Data analyzed investment cash-out refinance activity in Santa Rosa County, Florida, home to Milton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 224 applications were decided by 80 lenders between 2023 and 2025.
Santa Rosa County at a glance
How Santa Rosa County compares
What the data shows
Rocket Mortgage, LLC made the most investment cash-out refinances in Santa Rosa County, FL, 17 of them.
Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 85% of 20.
The typical investment cash-out refinance here is $195K, 20% smaller than the Florida typical of $245K.
Investment property cash-out lenders in Santa Rosa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 62% | 13 / 21 | 100% | $175K | 13 |
| 2 | Rocket Mortgage, LLC | 85% | 17 / 20 | 100% | $245K | 17 |
| 3 | Newrez LLCLimited sample | 58% | 7 / 12 | 100% | $165K | 7 |
| 4 | Lendingone, LLCLimited sample | 50% | 4 / 8 | 100% | $595K | 4 |
| 5 | Loandepot.Com, LLCLimited sample | 71% | 5 / 7 | 100% | $265K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 75 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Santa Rosa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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