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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Fayette County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Fayette County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,243 applications were decided by 180 lenders between 2023 and 2025.

Fayette County at a glance

180Active lenders19 with 20+ decisions
69.2%Market approval rate1,551 of 2,243 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,478 loans funded

How Fayette County compares

Approval rate compared
Fayette County69.2%Georgia64.2%All 616 counties68.2%
Typical loan compared
Fayette County$165KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Fayette County, GA, 437 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 86% of 527.

The typical cash-out refinance here is $165K, 15% smaller than the Georgia typical of $195K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 29Amerisave Mortgage Corporation: 28% approved of 136One lender: 29% approved of 38One lender: 31% approved of 59One lender: 31% approved of 72One lender: 34% approved of 32One lender: 52% approved of 33One lender: 57% approved of 21One lender: 59% approved of 22One lender: 60% approved of 60Newrez LLC: 61% approved of 84One lender: 68% approved of 66One lender: 71% approved of 72One lender: 71% approved of 63United Wholesale Mortgage, LLC: 74% approved of 145Delta Community Credit Union: 81% approved of 171One lender: 84% approved of 51One lender: 85% approved of 20Rocket Mortgage, LLC: 86% approved of 527

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Fayette County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%453 / 52796%$155K437
2Delta Community Credit Union81%139 / 17199%$155K138
3United Wholesale Mortgage, LLCBroker only74%107 / 14594%$305K101
4Amerisave Mortgage Corporation28%38 / 13695%$95K36
5Newrez LLC61%51 / 8498%$155K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 175 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Fayette County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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