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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Baltimore County, Maryland

Fat Boy Data analyzed investment cash-out refinance activity in Baltimore County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,032 applications were decided by 193 lenders between 2023 and 2025.

Baltimore County at a glance

193Active lenders28 with 20+ decisions
72.2%Market approval rate2,189 of 3,032 decided
$155KTypical loanmedian lender, $10K brackets
85%Borrower take-up1,853 loans funded

How Baltimore County compares

Approval rate compared
Baltimore County72.2%Maryland70.4%All 616 counties73.1%
Typical loan compared
Baltimore County$155KMaryland$155KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Baltimore County, MD, 169 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 58.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 40One lender: 32% approved of 97One lender: 34% approved of 58One lender: 38% approved of 29One lender: 38% approved of 21One lender: 40% approved of 25One lender: 51% approved of 45One lender: 52% approved of 62One lender: 53% approved of 32One lender: 58% approved of 130One lender: 60% approved of 25United Wholesale Mortgage, LLC: 60% approved of 280One lender: 64% approved of 33One lender: 65% approved of 20One lender: 71% approved of 56One lender: 74% approved of 23Ocmbc, Inc.: 75% approved of 172Bpl Mortgage, LLC: 83% approved of 235One lender: 85% approved of 74Loan Funder LLC: 86% approved of 174One lender: 86% approved of 21One lender: 86% approved of 134One lender: 92% approved of 117One lender: 95% approved of 21One lender: 97% approved of 98Dominion Financial Services, LLC: 100% approved of 238One lender: 100% approved of 58One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Baltimore County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only60%169 / 28099%$155K168
2Dominion Financial Services, LLCBroker only100%238 / 23852%$165K124
3Bpl Mortgage, LLC83%195 / 23587%$145K169
4Loan Funder LLC86%149 / 17493%$165K139
5Ocmbc, Inc.Broker only75%129 / 17271%$165K91

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 188 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Baltimore County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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