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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Middlesex County, Massachusetts

Fat Boy Data analyzed investment property refinance activity in Middlesex County, Massachusetts, home to Cambridge, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 973 applications were decided by 202 lenders between 2023 and 2025.

Middlesex County at a glance

202Active lenders9 with 20+ decisions
80.4%Market approval rate782 of 973 decided
$545KTypical loanmedian lender, $10K brackets
94%Borrower take-up738 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County80.4%Massachusetts76.8%All 616 counties77.7%
Typical loan compared
Middlesex County$545KMassachusetts$445KAll 616 counties$235K

What the data shows

Leader Bank, National Association made the most investment property refinances in Middlesex County, MA, 38 of them.

Leader Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 97% of 39.

The typical investment property refinance here is $545K, 22% larger than the Massachusetts typical of $445K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 25Rockland Trust Company: 50% approved of 36United Wholesale Mortgage, LLC: 75% approved of 28TD Bank, National Association: 76% approved of 38One lender: 78% approved of 23One lender: 86% approved of 28Guaranteed Rate, Inc.: 87% approved of 30One lender: 96% approved of 24Leader Bank, National Association: 97% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Leader Bank, National Association97%38 / 39100%$545K38
2TD Bank, National Association76%29 / 38100%$555K29
3Rockland Trust Company50%18 / 3689%$645K16
4Guaranteed Rate, Inc.87%26 / 30100%$655K26
5United Wholesale Mortgage, LLCBroker only75%21 / 2895%$425K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 197 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Middlesex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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