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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Wright County, Minnesota

Fat Boy Data analyzed cash-out refinance activity in Wright County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,567 applications were decided by 159 lenders between 2023 and 2025.

Wright County at a glance

159Active lenders18 with 20+ decisions
75.1%Market approval rate1,177 of 1,567 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,120 loans funded

How Wright County compares

Approval rate compared
Wright County75.1%Minnesota72.1%All 616 counties68.2%
Typical loan compared
Wright County$155KMinnesota$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Wright County, MN, 262 of them.

St. Cloud Financial approved the highest share of applications among lenders with at least 20 decisions here, 96% of 47.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 26Lakeview Loan Servicing, LLC: 24% approved of 29Amerisave Mortgage Corporation: 32% approved of 59Spring Eq, LLC: 43% approved of 21Carrington Mortgage Services, LLC: 47% approved of 30Newrez LLC: 55% approved of 58Wells Fargo Bank, National Association: 62% approved of 32Freedom Mortgage Corporation: 69% approved of 65United Wholesale Mortgage, LLC: 72% approved of 90Pennymac Loan Services, LLC: 73% approved of 48The Huntington National Bank: 76% approved of 25Loandepot.Com, LLC: 79% approved of 43U.S. Bank National Association: 81% approved of 37Blaze Credit Union: 82% approved of 56New American Funding, LLC: 83% approved of 23Rocket Mortgage, LLC: 84% approved of 323Nationstar Mortgage LLC: 93% approved of 28St. Cloud Financial: 96% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Wright County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%271 / 32397%$115K262
2United Wholesale Mortgage, LLCBroker only72%65 / 9098%$245K64
3Freedom Mortgage Corporation69%45 / 6598%$245K44
4Amerisave Mortgage Corporation32%19 / 5995%$215K18
5Newrez LLC55%32 / 5897%$165K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 154 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Wright County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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