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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Wright County, Minnesota

Fat Boy Data analyzed cash-out refinance activity in Wright County, Minnesota, home to Otsego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,567 applications were decided by 159 lenders between 2023 and 2025.

Wright County at a glance

159Active lenders18 with 20+ decisions
75.1%Market approval rate1,177 of 1,567 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,120 loans funded

How Wright County compares

Approval rate compared
Wright County75.1%Minnesota72.1%All 616 counties68.2%
Typical loan compared
Wright County$155KMinnesota$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Wright County, MN, 262 of them.

St. Cloud Financial approved the highest share of applications among lenders with at least 20 decisions here, 96% of 47.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 26One lender: 24% approved of 29Amerisave Mortgage Corporation: 32% approved of 59One lender: 43% approved of 21One lender: 47% approved of 30Newrez LLC: 55% approved of 58One lender: 62% approved of 32Freedom Mortgage Corporation: 69% approved of 65United Wholesale Mortgage, LLC: 72% approved of 90One lender: 73% approved of 48One lender: 76% approved of 25One lender: 79% approved of 43One lender: 81% approved of 37One lender: 82% approved of 56One lender: 83% approved of 23Rocket Mortgage, LLC: 84% approved of 323One lender: 93% approved of 28One lender: 96% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Wright County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%271 / 32397%$115K262
2United Wholesale Mortgage, LLCBroker only72%65 / 9098%$245K64
3Freedom Mortgage Corporation69%45 / 6598%$245K44
4Amerisave Mortgage Corporation32%19 / 5995%$215K18
5Newrez LLC55%32 / 5897%$165K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 154 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Wright County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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