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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Montana

Fat Boy Data analyzed cash-out refinance activity in Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,928 applications were decided by 207 lenders between 2023 and 2025.

Montana at a glance

207Active lenders42 with 20+ decisions
71.2%Market approval rate3,510 of 4,928 decided
$205KTypical loanmedian lender, $10K brackets
97%Borrower take-up3,398 loans funded

How Montana compares

Approval rate compared
Montana71.2%All 616 counties68.2%
Typical loan compared
Montana$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Montana, 802 of them.

Cornerstone Capital Bank, Ssb approved the highest share of applications among lenders with at least 20 decisions here, 97% of 38.

The typical cash-out refinance here is $205K, 32% larger than the the United States typical of $155K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 60Amerisave Mortgage Corporation: 33% approved of 347One lender: 38% approved of 77One lender: 40% approved of 55One lender: 41% approved of 58One lender: 47% approved of 109One lender: 48% approved of 46One lender: 50% approved of 20One lender: 52% approved of 29One lender: 53% approved of 30One lender: 60% approved of 115One lender: 60% approved of 30One lender: 60% approved of 118One lender: 60% approved of 48One lender: 62% approved of 21One lender: 63% approved of 35Valley Financial Credit Union: 67% approved of 276One lender: 68% approved of 22One lender: 69% approved of 32One lender: 70% approved of 44One lender: 71% approved of 24One lender: 71% approved of 62One lender: 71% approved of 38One lender: 72% approved of 120One lender: 72% approved of 138One lender: 78% approved of 90Pennymac Loan Services, LLC: 79% approved of 144One lender: 80% approved of 75One lender: 80% approved of 81One lender: 80% approved of 41United Wholesale Mortgage, LLC: 82% approved of 363One lender: 82% approved of 57One lender: 83% approved of 92Rocket Mortgage, LLC: 83% approved of 991One lender: 83% approved of 36One lender: 84% approved of 98One lender: 91% approved of 32One lender: 92% approved of 75One lender: 95% approved of 20One lender: 95% approved of 20One lender: 96% approved of 23One lender: 97% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Montana

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%824 / 99197%$155K802
2United Wholesale Mortgage, LLCBroker only82%298 / 36399%$275K295
3Amerisave Mortgage Corporation33%114 / 34797%$125K111
4Valley Financial Credit Union67%186 / 27699%$65K185
5Pennymac Loan Services, LLC79%114 / 14496%$255K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 202 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Montana. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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