Investment property improvement lenders in Flathead County, Montana
Fat Boy Data analyzed investment home improvement loan activity in Flathead County, Montana, home to Kalispell, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 98 applications were decided by 32 lenders between 2023 and 2025.
Flathead County at a glance
How Flathead County compares
What the data shows
Glacier Bank made the most investment home improvement loans in Flathead County, MT, 29 of them.
That is 46% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Glacier Bank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 34.
Lenders approved 65.3% of investment home improvement loan applications in Flathead County, MT, 5.1 percentage points below the Montana rate of 70.4%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Flathead County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Glacier Bank | 85% | 29 / 34 | 100% | $105K | 29 |
| 2 | First Interstate BankLimited sample | 67% | 6 / 9 | 100% | $105K | 6 |
| 3 | Stockman Bank of MontanaLimited sample | 60% | 3 / 5 | 100% | $105K | 3 |
| 4 | U.S. Bank National AssociationLimited sample | 0% | 0 / 4 | — | — | 0 |
| 5 | Navy Federal Credit UnionLimited sample | 25% | 1 / 4 | 100% | $85K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 27 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Flathead County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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