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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Flathead County, Montana

Fat Boy Data analyzed investment home improvement loan activity in Flathead County, Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 98 applications were decided by 32 lenders between 2023 and 2025.

Flathead County at a glance

32Active lenders1 with 20+ decisions
65.3%Market approval rate64 of 98 decided
$105KTypical loanmedian lender, $10K brackets
98%Borrower take-up63 loans funded

How Flathead County compares

Approval rate compared
Flathead County65.3%Montana70.4%All 616 counties51.2%
Typical loan compared
Flathead County$105KMontana$105KAll 616 counties$115K

What the data shows

Glacier Bank made the most investment home improvement loans in Flathead County, MT, 29 of them.

That is 46% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Glacier Bank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 34.

Lenders approved 65.3% of investment home improvement loan applications in Flathead County, MT, 5.1 percentage points below the Montana rate of 70.4%.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Flathead County

LenderApprovalApprovedTaken upTypical loanLoans made
1Glacier Bank85%29 / 34100%$105K29
2First Interstate BankLimited sample67%6 / 9100%$105K6
3Stockman Bank of MontanaLimited sample60%3 / 5100%$105K3
4U.S. Bank National AssociationLimited sample0%0 / 40
5Navy Federal Credit UnionLimited sample25%1 / 4100%$85K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 27 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Flathead County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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