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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Flathead County, Montana

Fat Boy Data analyzed investment cash-out refinance activity in Flathead County, Montana, home to Kalispell, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 116 applications were decided by 54 lenders between 2023 and 2025.

Flathead County at a glance

54Active lenders0 with 20+ decisions
71.5%Market approval rate83 of 116 decided
$335KTypical loanmedian lender, $10K brackets
94%Borrower take-up78 loans funded

How Flathead County compares

Approval rate compared
Flathead County71.5%Montana74.6%All 616 counties73.1%
Typical loan compared
Flathead County$335KMontana$265KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Flathead County, MT, 5 of them.

The typical investment cash-out refinance here is $335K, 26% larger than the Montana typical of $265K.

Investment property cash-out lenders in Flathead County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only82%14 / 17100%$335K14
2Glacier BankLimited sample57%4 / 7100%$335K4
3Citadel Servicing CorporationLimited sample100%7 / 743%$755K3
4Rocket Mortgage, LLCLimited sample83%5 / 6100%$245K5
5Crosscountry Mortgage, LLCLimited sample80%4 / 5100%$285K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 49 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Flathead County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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