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refinance lenders · HMDA 2023–2025

Refinance lenders in Flathead County, Montana

Fat Boy Data analyzed mortgage refinance activity in Flathead County, Montana, home to Kalispell, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,019 applications were decided by 116 lenders between 2023 and 2025.

Flathead County at a glance

116Active lenders12 with 20+ decisions
82.4%Market approval rate840 of 1,019 decided
$405KTypical loanmedian lender, $10K brackets
96%Borrower take-up805 loans funded

How Flathead County compares

Approval rate compared
Flathead County82.4%Montana82.2%All 616 counties76.5%
Typical loan compared
Flathead County$405KMontana$315KAll 616 counties$295K

What the data shows

Glacier Bank made the most mortgage refinances in Flathead County, MT, 120 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

The typical mortgage refinance here is $405K, 29% larger than the Montana typical of $315K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 54% approved of 26Park Side Financial: 70% approved of 44First Interstate Bank: 73% approved of 62One lender: 79% approved of 33One lender: 82% approved of 22One lender: 83% approved of 42Glacier Bank: 85% approved of 141Rocket Mortgage, LLC: 87% approved of 53One lender: 88% approved of 25One lender: 94% approved of 34United Wholesale Mortgage, LLC: 95% approved of 177One lender: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Flathead County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only95%168 / 17798%$435K165
2Glacier Bank85%120 / 141100%$225K120
3First Interstate Bank73%45 / 62100%$125K45
4Rocket Mortgage, LLC87%46 / 5396%$405K44
5Park Side Financial70%31 / 44100%$205K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 111 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Flathead County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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