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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in New Jersey

Fat Boy Data analyzed investment cash-out refinance activity in New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,349 applications were decided by 376 lenders between 2023 and 2025.

New Jersey at a glance

376Active lenders94 with 20+ decisions
77.8%Market approval rate11,163 of 14,349 decided
$325KTypical loanmedian lender, $10K brackets
93%Borrower take-up10,430 loans funded

How New Jersey compares

Approval rate compared
New Jersey77.8%All 616 counties73.1%
Typical loan compared
New Jersey$325KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in New Jersey, 1,022 of them.

Advisors Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 110.

The typical investment cash-out refinance here is $325K, 59% larger than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 154One lender: 23% approved of 277One lender: 39% approved of 62One lender: 44% approved of 273One lender: 48% approved of 220One lender: 48% approved of 129One lender: 53% approved of 450One lender: 55% approved of 110One lender: 57% approved of 68One lender: 62% approved of 78One lender: 62% approved of 120One lender: 63% approved of 290One lender: 63% approved of 94One lender: 64% approved of 61One lender: 65% approved of 54One lender: 65% approved of 336One lender: 67% approved of 48One lender: 68% approved of 77One lender: 68% approved of 147One lender: 69% approved of 75United Wholesale Mortgage, LLC: 70% approved of 852One lender: 71% approved of 52One lender: 72% approved of 46Rocket Mortgage, LLC: 73% approved of 451One lender: 75% approved of 145One lender: 76% approved of 99One lender: 77% approved of 90One lender: 79% approved of 124Champions Funding, LLC: 79% approved of 502One lender: 79% approved of 101One lender: 80% approved of 190One lender: 81% approved of 93One lender: 82% approved of 226One lender: 83% approved of 88One lender: 84% approved of 114One lender: 86% approved of 90One lender: 86% approved of 73One lender: 88% approved of 286One lender: 88% approved of 77One lender: 90% approved of 203Bpl Mortgage, LLC: 91% approved of 509Loan Funder LLC: 91% approved of 1,151One lender: 91% approved of 302One lender: 92% approved of 177One lender: 92% approved of 89One lender: 93% approved of 107One lender: 94% approved of 119One lender: 94% approved of 54One lender: 95% approved of 187One lender: 95% approved of 61One lender: 96% approved of 159One lender: 96% approved of 352One lender: 96% approved of 241One lender: 97% approved of 298One lender: 98% approved of 66One lender: 100% approved of 448One lender: 100% approved of 357One lender: 100% approved of 110One lender: 100% approved of 81One lender: 100% approved of 48

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in New Jersey

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC91%1,045 / 1,15198%$215K1,022
2United Wholesale Mortgage, LLCBroker only70%595 / 85299%$305K590
3Bpl Mortgage, LLC91%462 / 50987%$225K400
4Champions Funding, LLC79%397 / 502100%$375K395
5Rocket Mortgage, LLC73%331 / 45198%$255K325

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 371 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in New Jersey. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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